In 2026, the Conventional loan ceiling in Georgetown, found in Georgetown county, SC, is $726,200. For a single-family home, the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to review today’s leading rates for Conventional, FHA, and USDA loans. Identify what income, credit, reserves, and documentation are required to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program to suit your financial scenario in SC.
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| Loan Type | Loan Limit | Minimum Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to zip codes: 29440, 29442
The purpose of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you, free from hassle. Select one of three entryways that connect you to appropriate lenders and loan solutions.
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