Explore the differences! FHA VS Conventional loan programs in Georgetown, Georgetown County, South Carolina

In 2026, the Conventional loan ceiling in Georgetown, found in Georgetown county, SC, is $726,200. For a single-family home, the FHA limit is $472,030.

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Use the Lendersa® Conventional loan calculator to review today’s leading rates for Conventional, FHA, and USDA loans. Identify what income, credit, reserves, and documentation are required to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program to suit your financial scenario in SC.

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2026 Loan Limits and Down Payment Requirements in Georgetown, Georgetown County, SC

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 29440

Options for Conventional and FHA Loans in Georgetown, SC

The purpose of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you, free from hassle. Select one of three entryways that connect you to appropriate lenders and loan solutions.

  1. Submit your optimal request with Conventional/USDA/FHA loan options
  2. Look into other rates and terms for Conventional, USDA, and FHA loans
  3. Discover the largest database of available Conventional lenders
USDA loan request outcomes at Lendersa



  • America United Mortgage
  • 3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112

  • The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.

  • Founders Mortgage Inc.
  • 5900 Mosteller Dr, Suite 5, Oklahoma City, OK, 73112

  • Oklahoma owned and operated since July of 1998, specializing in residential purchase and refinance loans. Founders Mortgage is a Mortgage Banker. Founders Mortgage offers in house processing and local underwriting and very competitive interest rates and fees. Founders Mortgage has served the State of Oklahoma.

  • 1st Capital Mortgage of Oklahoma City Mortgages
  • 5700 N Portland Ave, Suite 105, Oklahoma City, OK, 73112

  • At 1st Capital Mortgage, LLC we specialize in a number of mortgage products including, FHA Loans, VA Loans, USDA Rural Development Loans, Conventional Loans and more. We also offer a number of refinancing options including cash-out refinance loans and streamline refinance loans. Contact 1st Capital Mortgage,

  • Quail Creek Bank, National Association
  • 12201 North May Avenue, Oklahoma City, OK, 73120

  • Quail Creek Bank, is a community bank with local ownership. We have been serving the Oklahoma City metro and surrounding areas since 1974. While maintaining a single location. Up-to-date technology and services have allowed us to serve a greater population than walls can define..

  • First Liberty Bank OKC and Norman
  • 9601 N May Avenue, Oklahoma City, OK, 73120

  • As a young bank in Oklahoma established in October of 2006, we are committed to three great challenges: improving our customer's lives, creating a positive work environment, and fulfilling the need to contribute to a strong, vibrant community. There are plenty of banks in Oklahoma - even plenty in the country, but we strive to be more.

  • The Good Buy Mortgage Company
  • 200 William Allen Lane, Decatur, TX, 76234

  • We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.

  • Security Financial Mortgage
  • 833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025

  • Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.

  • HomeTown Credit Union
  • 2400 West Bridge Street, Owatonna, MN, 55060

  • HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.

  • Westside State Bank
  • 401 First Street, Westside, IA, 51467

  • Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.

  • Bankers Mortgage
  • 17100 N. May Ave, Edmond, OK, 73012

  • Bankers Mortgage professionals have been committed to providing correspondent mortgage services to banks for over 19 years.
    Teresa Lyman, President of Bankers Mortgage has over 32 years of mortgage experience. Teresa also serves as a Board member of the Oklahoma Mortgage Bankers Association (OMBA)

  • Wheat State Credit Union
  • 1400 S Oliver Street, Wichita, KS, 67218

  • A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.
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