FHA VS Conventional loan programs in 2026 for Murrells-Inlet, Georgetown County, South Carolina

In the current year 2026, the limit for a Conventional loan in Murrells-Inlet, within the county of Georgetown, SC, is set at $647,200. Meanwhile, the FHA limit for a single-family home reaches $420,680.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income level, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, enabling you to choose the optimal program in SC that fits your financial needs.

Explore loan offers from a network of 100 lenders

2026 Loan Limits and Down Payment Requirements in Murrells-Inlet, Georgetown County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to the following zip codes: 29576

Options for Conventional and FHA Loans in Murrells-Inlet, SC

The goal of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and without stress. Begin with one of three starting points that lead you to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • KC Mortgage LLC
  • 504 Perry Street, Unit B, Castle Rock, CO, 80104
  • With over 30 years experience, Kay is the local expert to help you find the best option and rate, whether you just bought a new home or are refinancing your current home. KC Mortgage is a one-stop shop for all your mortgage needs in Colorado. Contact Kay today to schedule your free consultation.

  • Tayton Capital LLC
  • 3449 S Nucla Way, Aurora, CO, 80013
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Double H Loans by Southwest Funding LP
  • 13741 E Rice Pl, Aurora, CO, 80015
  • At Double H Home Loans Powered By Southwest Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Fiado Loans LLC
  • 21699 E Quincy Ave, Unit F-294, Aurora, CO, 80015
  • Fiado Loans LLC Our promise is to provide unparallel service and unbelievable rates. We know consumers have many choices when taking huge financial steps with mortgages loans. We’re grateful to be a part of it and accept the challenge of surpassing your expectation and We offer some of the lowest rates in the industry.

  • Higher Life Financial LLC
  • 20001 East Bellewood Drive, Centennial, CO, 80015
  • Higher Life Financial was created by CEO Eddie Wong .We have worked and learn with some many talented individuals in the mortgage industry for the past 17 years Looking to achieve the Highest level of Home mortgage service and find the right product for our clients and also Higher Life Financial mission is to help families.

  • Benjamin Investment Group Inc
  • 18555 E Smoky Hill Road, Suite 1481, Aurora, CO, 80015
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Home Loan Assist Colorado
  • 5369 South Genoa Street, Centennial, CO, 80015
  • Home Loan Assist Colorado Tracy Pettway is the owner of mortgage company helped many purchase primary residences, investment properties, lower monthly mortgage payments, consolidate debt and focus on becoming debt free ultimate goal is to help my clients fulfill their home ownership dreams and to put them in the best financial position possible.

  • True Mortgage LLC
  • 5746 S Bahama Circle E, Aurora, CO, 80015
  • True Mortgage. We are a full-service mortgage broker located in Denver, Colorado, but serving all of Colorado and its amazing residents. We are experts in all types of mortgage programs and have extremely competitive rates. Contact True Mortgage today to discuss your mortgage options and find out which loan program best suits your needs.

  • First Western Federal Savings Bank
  • 402 Main St, Rapid City, SD, 57701
  • At First Western Federal Savings Bank, you’ll find an honesty from our non-recourse lenders that you won’t find anywhere else. We take extraordinary pride in providing simple, straightforward answers to your very important questions about buying investment real- estate. As a portfolio lender for over 30 years.

  • Med 5 Federal Credit Union
  • 4956 5th Street, Rapid City, SD, 57701
  • We strive to create a high-performance credit union committed to offering our members a competitive advantage on products and service compared to traditional lenders and big banks. Through our commitment to become our members’ primary financial institution, we shall consistently and constantly strive to assist members to attain their personal

  • Highmark Federal Credit Union
  • 725 5th St, Rapid City, SD, 57701
  • Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.

  • Black Hills Federal Credit Union
  • 200 Main Street, Rapid City, SD, 57701
  • BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.