Explore the differences! FHA VS Conventional loan programs in Murrells-Inlet, Georgetown County, South Carolina

In the current year 2026, the limit for a Conventional loan in Murrells-Inlet, within the county of Georgetown, SC, is set at $647,200. Meanwhile, the FHA limit for a single-family home reaches $420,680.

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Utilize the Lendersa® Conventional loan calculator to effectively compare today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income level, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, enabling you to choose the optimal program in SC that fits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Murrells-Inlet, Georgetown County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to the following zip codes: 29576

Options for Conventional and FHA Loans in Murrells-Inlet, SC

The goal of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and without stress. Begin with one of three starting points that lead you to matching lenders and suitable loan programs.

  1. Submit an ultimate request using Conventional/USDA/FHA loan optimization
  2. Review Conventional USDA and FHA rates & terms initially
  3. Access the largest directory of Conventional lenders
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  • Actium Partners, LLC
  • 111 East Broadway Suite 390, Salt Lake City, UT, 84111

  • Founded in 2004, Actium is a holding company making equity and debt investments in a range of industries and real estate projects to achieve a superior return on its capital while preserving a margin of safety. Actium Partners focuses on companies that work within established, non-high tech areas of business.

  • TransWest Credit Union
  • 37 West 1700 South, Salt Lake City, UT, 84115

  • TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County.

    TransWest Credit Union is a not-for-profit organization.

  • Firefighters Credit Union
  • 124 West 1400 South, Suite 101, Salt Lake City, UT, 84115

  • Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups:

    Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah
    Full-time or part-time employee of a fire departm

  • Nelson Funding
  • 222 S Main St, Suite 500, Salt Lake City, UT, 84101

  • Nelson Funding specializes in funding commercial mortgages Nationwide, US Territories, Mexico, Canada, and Caribbean. All property types eligible including hospitality, multifamily, industrial, retail, office, cannabis, special use, and more. Vanilla bridge loans close in 10 days or less. Challenging situations usually close in 14-21 days.

  • SecurityNational Mortgage Company
  • 5300 South 360 West, Salt Lake City, UT, 84123

  • SecurityNational Mortgage Company was established in 1993. Dedicated to servicing residential mortgage loans, SNMC currently operates hundreds of professional branch offices across the United States with nearly one thousand loan professionals nationwide. SecurityNational Mortgage Company headquarters is located in Salt Lake City, Utah.

  • Security National Commercial Capital
  • 5300 South 360 West Suite 310, Salt Lake City, UT, 84123

  • Security National Commercial Capital is a subsidiary of Security National Financial Corporations (NASDAQ-SNFCA) and operates the commercial lending arm of the company. Since we don’t securitize funds we use all our own sources of financing without taking to another investor for final approval. This makes borrowing much simpler and streamlined.

  • A&A Funding Corporation
  • 10031 E. Dynamite Blvd Suite 230, Scottsdale, AZ, 85262

  • A & A Funding Corp was founded in 1982 by Hugh Anderson. Hugh at the time had extensive experience in the real estate industry starting in 1970 but created A & A Funding Corp to expand his private money lending services. In 2008, his two sons Wayne and Brad Anderson purchased A & A Funding Corp., making it a multi-generational business.

  • Clear Capital Group
  • 240 N. East Promontory, Suite 200, Suite 4428, Farmington, UT, 84025

  • Clear Capital Group provides funding solutions for small and mid-size businesses by connecting clients with sorely needed capital resources that simply aren’t available in local banks and credit unions. Offering a literal buffet of financing options tailored to meet the needs of any business regardless of the stage of growth they are in as well as


  • JH Home Loans
  • 556 Rigby Rd, Farmington, UT, 84025

  • As a local mortgage broker I am able to help you find the best rates and fees for your personal situation. Whether I am your first choice, or you just want a second opinion, I can help. It is not uncommon for me to be able to offer a similar rate to my competitors while paying most if not all the closing costs associated with a mortgage.

  • Best Rates On Earth
  • 722 West Shepard Lane, Suite 104, Farmington, UT, 84025

  • At TruePointe Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Bonneville Financial Services, Inc.
  • 1009 North Allington Drive North, North Salt Lake, UT, 84054

  • Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-­Brazil.

  • Beam Lending
  • 1086 E Hwy 193, Suite 102, Layton, UT, 84040

  • Beam Lending was established with you in mind. We focus our efforts on delivering great customer service and competitive interest rates. Over the years, we have been able to help countless clients finance a place they can call home. We are confident that we can provide a home loan solution for you, no matter your situation.
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