FHA VS Conventional loan in Hartsville, Darlington County, South Carolina
In 2026, the Conventional loan limit for a single-family home in Hartsville, which is located in Darlington county, SC, stands at $726,200. At the same time, the FHA limit for such a property amounts to $472,030.
Make use of the Lendersa® Conventional loan calculator to evaluate today’s top rates for Conventional, FHA, and USDA loans. This tool will help determine the necessary income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options alongside each other, enabling you to identify the best program for your specific financial circumstances in SC.
2026 Loan Limits and Down Payment Requirements in Hartsville, Darlington County, SC
Type of Loan
Maximum Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is valid for the following zip codes: 29550
Loan Options for Conventional and FHA in Hartsville, SC
The mission of Lendersa® is to secure for you the most advantageous Conventional, USDA, or FHA loan swiftly, without any hassle. Begin by selecting one of three pathways that will guide you to well-matched lenders and appropriate loan programs.
Dedicated Community Bank will be known as the premier relationship bank in the communities we serve. We will be a highly effective and ethical financial services institution. We will provide our clients, individuals and businesses, with the highest level of quality financial services available.
Palmetto First FCU is the longest standing Florence credit union, established in November 1953. The purpose of the Florence ACL Employees Credit Union was twofold: to create thrift through savings of the employee and to provide credit at a minimum rate of interest for members desiring the same.
Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.
C & A Mortgage Services of Florence Inc, in business since 1991, is a true Mortgage Broker firm and gladly accepts that identity because of the large amount of flexibility we are offered by the various national wholesale lenders we choose to do business with. The company is solely owned and operated since it's inception.
First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.
At SAFE Federal Credit Union, we connect South Carolinians in our seven-county service area with the resources they need to achieve lasting economic stability.
In fact, that’s our mission—to help members stay at their financial best through all stages of life—and has been since our founding over half a century ago
Citizens First Mortgage Lending, LLC has been in business since 2018 with loan officers having experience over 20 years in the industry. Providing the best Options for purchasing or refinancing your home loans We pride ourselves on transparency and honesty from start to finish. We work as a team with the borrower providing.
Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.
