During 2026, the limit for Conventional loans in Cheraw, situated in the county of Chesterfield, SC, is $726,200. In contrast, the FHA loan limit for a single-family residence is $472,030.
Lendersa® offers a Conventional loan calculator to compare today’s best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation required for qualification using our advanced mortgage calculator—a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans assists in deciding the most suitable program in SC for your financial scenario.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table is relevant to zip codes: 29520
Lendersa® intends to secure the best available Conventional, USDA, or FHA loan swiftly and with ease. Choose one of three initial paths to find matching lenders and suitable loan programs.
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