FHA VS Conventional loan programs in 2026 for Cheraw, Chesterfield County, South Carolina

During 2026, the limit for Conventional loans in Cheraw, situated in the county of Chesterfield, SC, is $726,200. In contrast, the FHA loan limit for a single-family residence is $472,030.

Lendersa® offers a Conventional loan calculator to compare today’s best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation required for qualification using our advanced mortgage calculator—a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans assists in deciding the most suitable program in SC for your financial scenario.

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Loan limits and downpayment information for 2026 in Cheraw, county of Chesterfield, SC

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant to zip codes: 29520

Options for Conventional and FHA loans in Cheraw, SC

Lendersa® intends to secure the best available Conventional, USDA, or FHA loan swiftly and with ease. Choose one of three initial paths to find matching lenders and suitable loan programs.

Lendersa USDA loan request and matching outcomes


  • Forthright Funding Corporation
  • 23150 North Pima Road, Suite 1A, Scottsdale, AZ, 85255
  • "At Forthright Funding, we don’t measure ourselves on how many loans we close. We measure ourselves based on the values that created this company – integrity, respect, and service.

    With these values as our North Star, Forthright Funding has built a proud family of colleagues setting the standard of trustworthiness to help facilitate"

  • Blake Mortgage
  • 17470 N Pacesetter Way, Suite 124, Scottsdale, AZ, 85255
  • Blake Mortgage embraces the core values set forth by the company’s founder, Harry Blake Panosian, and approaches every client and transaction with high standards of professionalism, loyalty, and integrity. We work diligently with our clients and value constant communication with the client as well as their realtor.

  • CREST MORTGAGE, INC.
  • 8700 E Vista Bonita Dr, Suite 260, Scottsdale, AZ, 85255
  • "Crest Mortgage, Inc. NMLS 1712689 Residential Mortgage Lending, First Time Home Buyers, Reverse Mortgages, Conventional Loans, Jumbo Loans, ARM, Fixed Rate, 40 Year Mortgage, VA, FHA
    Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them"

  • X2 Mortgage
  • 3028 E Lakewood St, Mesa, AZ, 85213
  • X2 Mortgage is a wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient, and cost effective for both employees and customers. NMLS#2234467wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient

  • Empower You! LLC
  • 1409 North Honeysuckle, Lane Gilbert, AZ, 85234
  • "We can help you get the lifestyle you
    desire with the best loan options and
    most competitive rates in the industry! We want you to understand the loan process and how it affects you and your transaction. There are 8 basic steps to any mortgage loan whether it is a refinance or a purchase."

  • NationsChoice Mortgage
  • 3303 East Baseline Road, Gilbert, AZ, 85234
  • "Nations Choice Mortgage has built a strong reputation as a leading internet mortgage banker serving the needs of real estate professionals, builders and individual homeowners since 1994.
    Nations Choice Mortgage employs professionals that are ready, willing and able to make house calls to serve our clients nationwide."

  • STARBOARD FINANCIAL
  • 4145 E Baseline Rd, Gilbert, AZ, 85234
  • Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.

  • The Home Loan Company LLC
  • 10643 N Frank Lloyd Wright Blvd, Suite 103, Scottsdale, AZ, 85259
  • Whether you’re buying, selling, ReFinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Primeau Funding
  • 10575 N. 114th St. Suite 103, Scottsdale, AZ, 85259
  • Primeau Funding has been active in the financial community since 1999 securing capital for individual investors, developers and companies nationwide and internationally. We specialize in hard money and private equity participation for your commercial real estate and energy projects. We offer competitive rates on various loan types such as hard mone

  • Barrett Financial Group, LLC
  • 2314 S Val Vista Dr, Suite 201, Gilbert, AZ, 85295
  • We are a full-service mortgage broker company based in Arizona. Unlike other Mortgage Professionals, we are dedicated to offer service to our Clients assistance Monday thru Sunday to ensure a smooth transaction!

    We have the ability to offer many home loan options. We work with the TOP WHOLESALE MORTGAGE LENDERS

  • Ken Starks - The Starks Team - 50 State Mortgage BROKER
  • 1530 E Williams Field Rd, Suite 105, Gilbert, AZ, 85295
  • Our sole purpose for being in business is to serve you and your family’s financial needs relative to your mortgage. Our goal is to help help you understand your various options and choose whatever is best for you and your family. Our goal is for you to feel confident in you choice to buy and/or refinance your home with us

  • Olympus Home Loans
  • 2242 South Osborn, Lane Gilbert, AZ, 85295
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.