FHA VS Conventional loan programs in 2026 for Kingstree, Williamsburg County, South Carolina

In 2026, the Conventional loan limit in Kingstree, within Williamsburg county, SC, stands at $726,200; meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore and compare today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents to qualify. This advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program in SC for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Kingstree, Williamsburg County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 29556

Available Conventional and FHA Loan Options in Kingstree, SC

At Lendersa®, our goal is to deliver the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting methods to connect with suitable lenders and loan programs.

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Kingstree Lenders

  • C A Mortgage Services
  • 305-C Second Loop Road, Florence, SC, 29505
  • Lends in South Carolina
  • C & A Mortgage Services of Florence Inc, in business since 1991, is a true Mortgage Broker firm and gladly accepts that identity because of the large amount of flexibility we are offered by the various national wholesale lenders we choose to do business with. The company is solely owned and operated since it's inception.

  • Georgetown Kraft Credit Union
  • 1379 N Fraser Street, Georgetown, SC, 29440
  • Lends in South Carolina
  • Georgetown Kraft Credit Union $143 million financial cooperative serving members with affordable financial products for everyday needs. Community-Chartered with membership open to anyone who lives, works or attends school in Georgetown & Williamsburg Counties. Branches in Georgetown.

  • SAFE Federal Credit Union
  • 160 West Wesmark Boulevard, Sumter, SC, 29150
  • Lends in South Carolina
  • At SAFE Federal Credit Union, we connect South Carolinians in our seven-county service area with the resources they need to achieve lasting economic stability.

    In fact, that’s our mission—to help members stay at their financial best through all stages of life—and has been since our founding over half a century ago

  • Palmetto First Federal Credit Union
  • 1722 Gregg Avenue, Florence, SC, 29501
  • Lends in South Carolina
  • Palmetto First FCU is the longest standing Florence credit union, established in November 1953. The purpose of the Florence ACL Employees Credit Union was twofold: to create thrift through savings of the employee and to provide credit at a minimum rate of interest for members desiring the same.

  • Carolina Bank
  • 185 West Evans Street, Florence, SC, 29501
  • Lends in South Carolina
  • Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.

  • Palmetto Mortgage
  • 513 West Main Street, Moncks Corner, SC, 29461
  • Lends in South Carolina
  • "At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs.

    On the following pages you will learn briefly about our products and about us."

  • MAGNOLIA HOME LOANS, LLC
  • 402 Dogwood Drive S, Murrells Inlet, SC, 29576
  • Lends in South Carolina
  • Magnolia Home Loans had a modest beginning in Atlanta, Georgia and now serve home buyers throughout Georgia and South Carolina. We are a family owned business who give our clients 1:1 personalized services. We have been in the mortgage business for over 30 years. Our mission is to serve our customers with honesty, integrity, and competence.

  • Myrtle Beach Mortgage Solutions
  • 4470 Holmestown Road, Myrtle Beach, SC, 29588
  • Lends in South Carolina
  • Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests

  • Anderson Brothers Bank
  • 101 N. Main Street, Mullins, SC, 29574
  • Lends in South Carolina
  • Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.