Explore the differences! FHA VS Conventional loan programs in Laurens, Laurens County, South Carolina

In 2026, the limit for a Conventional loan in Laurens, situated in Laurens county, SC, is $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best available rates today for Conventional, FHA, and USDA loans. Determine the income, credit reserves, and required documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to help you identify which program in SC best suits your financial needs.

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2026 Loan Limits and Downpayment Requirements in Laurens, Laurens County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 29360

Conventional and FHA Loan Options in Laurens, SC

The goal of Lendersa® is to secure you the best Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose from three starting points that lead to matching lenders and applicable loan programs.

Lendersa USDA loan request and matching results


  • Oak Harbor Funding
  • 8523 Tynan Ridge Dr, Magnolia, TX, 77354
  • Oak Harbor Funding

    Mortgage guidance with heart

    Oak Harbor Funding helps you move from dream to doorstep with clear, friendly funding support for purchases and refinances on fix and flip, DSCR, Ground up construction, and your long term rental property fundings. Connect with Tim Hall at 832-307-1043 or tim@oakharborfunding.com, and learn more at oakharborfunding.com.

  • Design Mortgage Group
  • 7511 FM 1488, Magnolia, TX, 77354
  • At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.

  • Mortgage-Outfitters, LLC
  • 33300 Egypt Lane, Suite A700, Magnolia, TX, 77354
  • Mortgage Outfitters, LLC, we know that good, honest, relationships are the essence of sound business practice. But equally important, our clients need to know that they can rely on us to be their trusted personal advocate. Our ability to be advisor, counselor and educator helps our clients

  • Mega Mortgage of Texas
  • 5327 FM 1488 Rd, Suite F220, Magnolia, TX, 77354
  • Mega Mortgage of Texas is a full service Texas mortgage broker with special focus on owner builder/traditional builder construction loans and low credit jumbo loans. We offer a 20% discount to all THSC Members on all client broker fees. This saves you 20% on the broker fee and origination fee.

  • Members Trust of the Southwest Federal Credit Union
  • 2315 Mangum Road, Houston, TX, 77092
  • Members Trust Federal Credit Union is dedicated to the philosophy of “members helping members” in a professional, friendly environment. We have a long history of serving our members, in the Houston Heights and Stephenville communities since 1936. We are a full-service financial institution offering a wide array of products including loans, etc

  • Blackstone Mortgage LLC
  • 2418 Richton Street, Houston, TX, 77098
  • Blackstone Mortgage believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied

  • Absolute Lending Group LLC
  • 1806 Kipling Street, Houston, TX, 77098
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • The Houston Prime Mortgage LLC
  • 3730 Kirby Drive, Houston, TX, 77098
  • The Houston Prime Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • First Seacoast Bank
  • 633 Central Avenue, Dover, NH, 03820
  • At First Seacoast Bank, it’s all about you. You’re the first thing we think about with every product, service, and technology we introduce. Products and services that help you secure and manage your finances affordably. Technology that helps you get where you’re going without ever getting in your way.

  • BCM Federal Credit Union
  • 1 Baylor Plaza, Houston, TX, 77030
  • The Baylor College of Medicine Federal Credit Union is a member owned, not-for-profit credit cooperative led by unpaid volunteers who are democratically elected from its membership.

    Our mission is to deliver the highest quality financial services and education to our members and encourage thrift.