FHA VS Conventional loan programs in 2025 for Woodruff, Spartanburg County, South Carolina

In 2025, the Conventional loan limit in Woodruff, located in Spartanburg county, SC, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to help you decide which program in SC best suits your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Woodruff, Spartanburg County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant to the following zip codes: 29388

Discover Conventional and FHA Loan Options in Woodruff, SC

Lendersa® aims to promptly secure the best Conventional, USDA, or FHA loan options without hassle. Choose one of three starting paths to connect with matching lenders and loan programs.

Results for Lendersa USDA loan request matching


  • Oklahoma Premier Mortgage
  • 3750 W Main St, Suite 140, Norman, OK, 73072
  • The Oklahoma Premier Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Mid America Mortgage Southwest
  • 229 S. 9th Street, Midlothian, TX, 76065
  • Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.
  • Credit Union One of Oklahoma
  • 3330 N Lincoln Blvd, Oklahoma City, OK, 73105
  • Credit Union One of Oklahoma was originally chartered in 1949 to serve the employees of many state agencies, including the Oklahoma Department of Human Services, Oklahoma Office of Juvenile Affairs, Oklahoma Health Care Authority, and the Oklahoma Department of Rehabilitation Services. Credit Union One was formed by and for the employees of these a
  • Oklahoma Employees Credit Union
  • 3001 N Lincoln Blvd, Oklahoma City, OK, 73105
  • Oklahoma's Credit Union has been serving Oklahomans since 1954. OKCU is a local financial cooperative open to anyone who lives or works in the area. Our customers are actually part owners, so profits are returned to account holders in the form of better rates and fewer fees. If you are thinking about making a change
  • Local Lending Oklahoma
  • 28 NE 28th Street, Oklahoma City, OK, 73105
  • At Local Lending Oklahoma, we are committed to quality customer service - putting the great people of Oklahoma we serve first. Our mission is to set a high standard in the mortgage industry. We have a goal to carefully guide each client through the home loan process so they can confidently select the best loan from the many mortgage options.
  • Focus Federal Credit Union
  • 420 N.E. 10th Street, Oklahoma City, OK, 73104
  • In 1955, a group of seven people obtained a Federal Charter to organize a Credit Union. Employment with the University Hospital, Oklahoma Medical Research Foundation, and Oklahoma Medical School created a common bond that today has grown to include the Oklahoma City Metro Area, more than 11, 000 members, and over $100 million in assets.
  • Progressive Financial Services Corp
  • 424 NE 2nd Street, Oklahoma City, OK, 73104
  • The Progressive Financial Services Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically.
  • Acquest Lending
  • 2000 E Lamar Blvd, Suite 600, Arlington, TX, 76006
  • Acquest Lending is a privately held mortgage company headquartered in Arlington, TX. Acquest Lending specializes in providing residential mortgage loans for purchase and refinance, with the ultimate goal of offering its customers a host of innovative, competitive loan solutions, utilizing their national resources from a wealth of lending partners.
  • Residential Mortgage Services, Inc.
  • 24 Christopher Toppi Drive, South Portland, ME, 04106
  • Residential Mortgage Services inc. offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services – all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans