In 2026, the Conventional loan limit in Woodruff, located in Spartanburg county, SC, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to help you decide which program in SC best suits your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table is relevant to the following zip codes: 29388
Lendersa® aims to promptly secure the best Conventional, USDA, or FHA loan options without hassle. Choose one of three starting paths to connect with matching lenders and loan programs.
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