FHA VS Conventional loan programs in Clinton, Laurens County, South Carolina

In 2026, the limit for a conventional loan in Clinton, county of Laurens, SC is $726,200, whereas the FHA loan limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can compare the best current rates of Conventional, FHA, and USDA loans to evaluate income, credit, reserves, and necessary documents for qualification. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating your decision on which option in SC is ideal for your financial requirements.

Explore various loan offers from over 100 lenders

Understanding 2026 Loan Limits and Down Payment Requirements in Clinton, County of Laurens, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to these zip codes: 29325

Exploring Conventional and FHA Loan Options in Clinton, SC

Lendersa®'s objective is to provide you with the most advantageous Conventional, USDA, or FHA loan both swiftly and smoothly. Choose one of three starting approaches that connect you with aligned lenders and suitable loan programs.

Outcomes for USDA loan requests and matches through Lendersa


Clinton Lenders

  • Arthur State Bank
  • 100 East Main Street, Union, SC, 29379
  • Lends in South Carolina
  • Working and Thriving, Together! Arthur State Bank has served the good people of South Carolina since 1933. Today Arthur State Bank operates 18 locations in Union Spartanburg, Greenville, Lexington, Clinton, Woodruff, Roebuck, Rock Hill, Columbia, & Chesnee. We continue to operate as one of the state’s oldest family-owned & operated community banks!

  • Woodruff Federal Savings and Loan Association
  • 247 North Main Street, Woodruff, SC, 29388
  • Lends in South Carolina
  • Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits

  • SC Home Loans
  • 124 Creek Shoals Dr, Simpsonville, SC, 29681
  • Lends in South Carolina
  • SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.

  • Classic Home Mortgage
  • 330 Harrison Bridge Road, Suite C, Simpsonville, SC, 29680
  • Lends in South Carolina
  • Classic Home Mortgage is located in Simpsonville, South Carolina in the Upstate, Bluffton & Summerville, South Carolina in the Lowcountry and the Sunshine State of Florida. Whether you need an FHA, VA, USDA or Conventional loan, it's our mission to provide you with excellent service, competitive rates.

  • Southern First Bank
  • 100 Verdae Blvd, Suite 100, Greenville, SC, 29607
  • Lends in South Carolina
  • Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.

  • Best Life Mortgage Advisor
  • 33 Market Point Drive, Greenville, SC, 29607
  • Lends in South Carolina
  • At Best Life Mortgage we believe that eveyone can make a positive impact in the world. We are blessed and committed to donate 10% of our profits to liberate kids from human trafficking and invite you join us in the fight. We customize loans that are right for our clients helping them build a strong financial future.

  • Next Mortgage LLC
  • 1200 WOODRUFF ROAD, Suite A3, Greenville, SC, 29607
  • Lends in South Carolina
  • NextMortgage is what lending should look like. We aren’t just focused on getting the transaction done, but what everyone gains along the way. Products and services matter, but what matters most is our people. The people on our team, the people we do business with, and the people on all sides of the mortgage transaction

  • Boykin Home Mortgage
  • 128 Millport Circle, Suite 200, Greenville, SC, 29607
  • Lends in South Carolina
  • At Boykin Home Mortgage, we are committed to providing our clients with the highest level of outstanding home loan services and building long-lasting customer relationships. Our goal is to provide the best mortgage lending solutions every time. Whether you're looking to purchase a new home or refinance your existing mortgage, we've got answers.

  • Carolina Foothills Federal Credit Union
  • 520 North Church Street, Spartanburg, SC, 29303
  • Lends in South Carolina
  • Carolina Foothills is guided by 8 core principles that allow us to focus on the individual member’s needs. With over 125 partners and three distinct service communities, we are able to offer vital financial tools and options. While you can make business transactions anytime online from your phone or computer with ease.