FHA VS Conventional loan in Little-River, Horry County, South Carolina

In the year 2026, the limit for a Conventional loan in Little-River, located in Horry county, SC, is $647,200. Meanwhile, the FHA loan limit for a single-family home is $420,680.

Make use of the Lendersa® Conventional loan calculator to effectively compare today’s top rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents paramount for qualification. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting you in deciding which program in SC suits your financial needs the best.

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2026 Loan Limits and Downpayment Requirements in Little-River, Horry County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant for zip codes: 29566

Different Loan Options: Conventional and FHA in Little-River, SC

The primary aim of Lendersa® is to facilitate you in obtaining the most favorable Conventional, USDA, or FHA loan swiftly, with minimal effort. Choose from one of the three initial steps that guide you to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


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  • Marshall County State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Serving the heart of Marshall County. We are here to serve you! Offering personal banking needs, loan services and insurance. Marshall County State Bank is your trusted local partner for all types of mortgage loans.

  • First Federal Bank Littlefield, Texas
  • 2313 Phelps Ave., Littlefield, TX, 79339
  • First Federal Bank was founded in 1946 with $10,000 in capital as a mutual savings association known as Littlefield Federal Savings and Loan. In 1998, the association converted to a state mutual bank and became First Federal Bank Littlefield, Texas. The vision of First Federal Bank is to customize financial support for every customer.

  • Adams Bank & Trust
  • 315 N Spruce St, Ogallala, NE, 69153
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  • University Federal Credit Union
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  • University Federal Credit Union’s mission is to serve the financial needs of our members by being strong and secure.

    Since 1937 University Federal Credit Union has grown to meet the needs of our members by providing quality, not-for-profit financial services at reasonable rates.

  • MED PARK CREDIT UNION
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  • Area Community Credit Union
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  • Ozona National Bank
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