Explore the differences! FHA VS Conventional loan programs in North-Myrtle-Beach, Horry County, South Carolina
In 2026, the Conventional loan limit in North-Myrtle-Beach, located in the county of Horry, SC, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to compare the most favorable rates today for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you determine the best program for your financial situation in SC.
2026 Loan Limits and Down Payment Requirements in North-Myrtle-Beach, Horry County, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the zip codes: 29582
Available Conventional and FHA Loan Options in North-Myrtle-Beach, SC
The goal of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan for you with ease. Begin by choosing one of three points that will align you with potential lenders and suitable loan programs.
County Bank is an Iowa chartered bank first organized in 1884 in Sigourney, Iowa. Currently County Bank’s main office is on the southeast corner of the Square in Sigourney with locations in Deep River, Gibson, Hartwick, Montezuma and Williamsburg.
County Bank has a strong commitment to the communities we serve.
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Community 1st Credit Union is a Not-For-Profit financial cooperative that has been serving members for over 85 years. From a humble beginning, we have grown to serve over 60, 000 members. As a Not-For-Profit financial institution, we give returns to our members in higher savings rates, better services, and lower borrowing rates.
State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;
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3535 Center Point Road NE, Cedar Rapids, IA, 52402
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Hills Bank has grown to become one of Iowa's largest independent banks. We have achieved this growth the old fashioned way — by earning our customers' respect, one at a time.
Hills Bank was founded on the principle that banks should care about the people they serve and provide ways to help them prosper.
