Explore the differences! FHA VS Conventional loan programs in Pickens, Pickens County, South Carolina
In 2026, the conventional loan limit in Pickens, which is part of Pickens county, SC, is set at $726,200. Meanwhile, the FHA limit for a single-family home is defined as $472,030. Being aware of these limits is crucial for future homeowners making informed decisions regarding property purchases.
Explore the Lendersa® Conventional loan calculator to assess the current leading rates for Conventional, FHA, and USDA loans. This helpful tool pinpoints the necessary income, credit score, financial reserves, and documents required for loan eligibility. Our advanced mortgage calculator provides a comprehensive side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in identifying which loan program in SC best complements your financial profile and goals.
2026 Loan Limits and Down Payment Requirements in Pickens, County of Pickens, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comprehensive comparison table is applicable for the following zip codes: 29671
Discover Conventional and FHA Loan Options in Pickens, SC
The mission of Lendersa® is to provide a seamless process that swiftly connects you with the best available Conventional, USDA, or FHA loans, reducing any potential difficulties along the way. Begin your journey with one of the three strategic approaches provided to discover matching lenders and loan programs perfectly aligned with your specific financial setup and aspirations.
We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.
Our primary focus naturally tends to be the Upstate of South Carolina because we are headquartered in the heart of Greenville! However, we are licensed to lend throughout the state. So if you are buying a condo downtown, a second home up on Paris Mountain, or a relaxing beach house in Charleston, we are ready to be your mortgage team!!
SC Home Lending, LLC We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.
Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.
We offer full mortgage services because our clients have different needs. Every situation is different, and what’s best for one person may not be ideal for another. We’re committed to consulting individually with every client to ensure we fit each one with the best product possible.
Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of our lender and investor clients, we accept and process mortgage payments from more than 1.7 million homeowners nationwide. In recent years we’ve grown to become America’s 5th-largest non-bank mortgage servicer.
3598 State Highway 11, Suite 116, Travelers Rest, SC, 29690
Lends in South Carolina
Autumn Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
