In 2026, the Conventional loan limit in Valley-Falls, within Spartanburg county in SC, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Leverage the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. You can assess the necessary income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA options side by side to aid in choosing the best program in SC based on your financial circumstances.
Browse loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
Relevant zip codes include: 29303, 29316
At Lendersa®, our aim is to secure the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Select one of three starting points to find lenders and loan programs that match your needs.
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