FHA VS Conventional loan programs in Southern-Shops, Spartanburg County, South Carolina

In 2025, the Conventional loan limit within Southern-Shops, county of Spartanburg, SC, is set at $647,200, while the FHA limit for a single-family home is $420,680. Understanding these limits is crucial for planning a home purchase.

Leverage the Lendersa® Conventional loan calculator to assess the best rates available today for Conventional, FHA, and USDA loans. This tool helps identify the necessary income, credit score, savings, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the program best suited to your specific financial situation in SC.

Review and contrast loan offers from 100 diverse lenders

2025 Loan Limits and Down Payment Requirements in Southern-Shops, County of Spartanburg, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table pertains to the respective zip codes: 29303

Conventional and FHA Loan Options in Southern-Shops, SC

Lendersa® aims to quickly secure the best available Conventional, USDA, or FHA loan, removing any hassle. Choose from one of three starting points to connect with matching lenders and specially tailored loan programs designed to meet your needs.

Lendersa USDA loan request and matching results


  • The District Credit Union
  • 751 Chambers Rd, Aurora, CO, 80011
  • The District Credit Union is a not-for-profit cooperative, founded in 1961 by eight Aurora Public School teachers. Ever since, our education-minded credit union has fought hard to improve the financial lives of our members with better products and friendlier service. Become a member of the District Credit Union today and start prospering
  • Aurora Lending
  • 14221 E 4th Ave, Suite 111, Aurora, CO, 80011
  • We are a family-owned lending company based in Aurora. We specialize in traditional and reverse mortgages. We also provide Construction, FHA and VA loans. Great history providing quality services to their clients.You can choose Aurora Lending we have been in this line of work for many years.
  • Empire Lending 1
  • 14201 East 4th Avenue, Suite 120, Aurora, CO, 80011
  • Empire Lending 1 is specialized in providing new home buyers and existing homeowners with a wide variety of home purchase and mortgage refinance loan products. Empire Lending 1 works with a wide network of wholesale mortgage lenders to provide our clients with more home mortgage options than most banks
  • 303homefinancing LLC
  • 14201 e 4th Ave, Aurora, CO, 80011
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MODlending LLC
  • 8783 Spruce Mountain Road, Larkspur, CO, 80118
  • Modlending, Inc. is an equal housing opportunity mortgage company. We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing.
  • View Mortgage, LLC
  • 555 Middle Creek Pkwy, Suite 500, Colorado Springs, CO, 80921
  • View Mortgage delivers a smarter, faster, and all-around better home financing experience through fine-tuned processes and expert support. As the preferred lender for View Homes, helping our clients reach their home ownership goals is our number one priority and Licensed in Texas, Colorado, Florida, South Dakota, and New Mexico.
  • Bear Creek Mortgage Corp
  • 13570 Northgate Estates, Suite 200, Colorado Springs, CO, 80921
  • Bear Creek Mortgage Corp. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • A&A Mortgage Life and Investments
  • 1301 Hazeline Lake Drive, Colorado Springs, CO, 80921
  • We have over 22 years of experience originating mortgages in Colorado. We fund Conventional, VA, FHA, Jumbo and USDA loans. Here at A&A Mortgage we strive for the best customer service and fast closings. This is why we partner with the best lenders in America. Give us a call, you will see the difference.
  • Ultimate Mortgage LLC
  • 12675 Woodruff Drive, Colorado Springs, CO, 80921
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Optimum Mortgage Services Inc
  • 1017 Bramblewood Drive, Castle Pines, CO, 80108
  • Optimum Mortgage Services are committed to the mortgage industry and their customers. With over 40 years of combined experience, we know the business from the inside out. We specialize in first and second mortgages for home purchases, refinancing, and home equity loans. You can count on us to handle all your mortgage needs.