FHA VS Conventional loan in Pierre, Hughes County, South Dakota
In 2026, the conventional loan limit in Pierre, in the county of Hughes, SD, is $726,200. Meanwhile, the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare current top rates for Conventional, FHA, and USDA loans and identify the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which option in SD aligns best with your financial goals.
Loan Limits and Down Payment Requirements for 2026 in Pierre, County of Hughes, SD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 57501
Available Conventional and FHA Loan Choices in Pierre, SD
The goal of Lendersa® is to quickly connect you with the best possible Conventional, USDA, or FHA loan with ease. Start by selecting one of three pathways to match you with the most suitable lenders and loan programs.
Oahe Federal Credit Union has been providing services to employees of the City of Pierre and Ft. Pierre, the State of South Dakota, Hughes and Stanley Counties, the Federal Government, South Dakota Retailers, Capital Area Counseling, Avera St. Mary’s, Pierre Indian Learning Center, and School Systems of Pierre and their immediate family members.
We offer a wide range of financial products and services – like savings and checking accounts, personal, business and farm and ranch loans and internet-based solutions – that make it easy and convenient to BankNorth.
We’ve been guided by values like honesty, integrity and loyalty every step of the way.
Dacotah Bank is a bank with operations in one state. Dacotah Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages and Dacotah Bank is uniquely nimble as a state-chartered bank and locally impactful through Give Where We Live. Dacotah Bank provides banking.
Refined Lending is a custom home mortgage company specializing in up and coming or established, urban and suburban neighborhoods in the Twin Cities. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget.
Aberdeen Federal Credit Union was chartered on April 11, 1935 to promote thrift among the members and enable them to obtain loans for productive and provident purposes at reasonable rates of interest.
Aberdeen Federal Credit Union is a member-owned not-for-profit financial cooperative.
Lakota Trade Center, Suite 103 | 104, Kyle, SD, 57752
Lends in South Dakota
In January 2009, several community leaders started in pursuit of a dream to establish the Lakota Federal Credit Union to serve the people of the Pine Ridge Reservation. The proposed credit union would provide basic banking services to help the Oglala LakotaOyate (people) achieve their financial goals, and in turn help the local economy.
CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.
For starters, our roots began right here South Dakota. For 130 years, we have earned long-term customer relationships by helping our customers and communities succeed. We pride ourselves in adapting to meet our customers’ changing banking needs — while retaining our hometown values and roots.
