As of 2026, the Conventional loan limit in Aberdeen, located in Brown county, SD, stands at $726,200. In contrast, the FHA limit for a single-family home is $472,030. These figures are crucial for anyone planning to purchase a home and manage their finances strategically.
With the Lendersa® Conventional loan calculator, compare the most favorable rates in today's market for Conventional, FHA, and USDA loans. This tool helps you determine the income, credit, and reserves needed to qualify. Our advanced mortgage calculator lets you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding which program in SD is best for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comprehensive table applies to the following zip codes: 57401
The aim of Lendersa® is to facilitate access to the best available Conventional, USDA, or FHA loan options swiftly and without hassle. Select one of three approaches to match with lenders and recommended loan programs.
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