Explore the differences! FHA VS Conventional loan programs in Pine-Ridge, Oglala Lakota County, South Dakota

In 2025, Convetional loan limit in Pine-Ridge, county of Oglala Lakota, SD is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in SD is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Pine-Ridge, county of Oglala Lakota, SD

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 57770

Conventional and FHA loan options in Pine-Ridge, SD

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • FNB Bank
  • 311 5th Street, Fontanelle, IA, 50846
  • We are proud to have grown in our communities and we wish to express our appreciation for the many fine customers and friends who give us the opportunity to be of service. We sincerely hope that we will merit your continued loyalty and confidence and that we will be able to provide banking services for the area for many years in the future.
  • Sentry Bank
  • 400 4th Ave NE, Saint Joseph, MN, 56374
  • Since 1904 we have seen the Great Depression, the Great Recssion and two world wars. We have had 19 different presidents, including 11 republicans and 8 democrats and added 5 states to the union. We've moved from silver certificates to Federal Reserve Notes and done away with the gold standard.
  • Mortgages On Main
  • 303 Cedar St E, Saint Joseph, MN, 56374
  • Mortgages on Main has been providing financing to Central Minnesota clients for nearly a quarter century, and we’re proud to be rooted amongst the people who call this area home. With a simple phone call to our office, you’ll be on your way to discovering financial solutions to all of your mortgage needs.
  • Farmers Trust & Savings Bank
  • 101 N Main St, Buffalo Center, IA, 50424
  • Farmers Trust and Savings Bank is an employee-owned, community bank with offices in Buffalo Center, Lakota, Britt, Lake Mills and Bricelyn . FTSB strives to make our communities better places to live and work. We specialize in ag lending, and offer a variety of products and services to meet your personal and business needs.
  • Homewise Mortgage, LLC
  • 9096 140th St NW, South Haven, MN, 55382
  • Greg has been in the mortgage industry for over 21 years. In that time he has helped hundreds of individuals to meet their goal of either purchasing a new home, refinancing an existing mortgage to save money, or consolidate their debts, enabling them to become debt free at a much faster pace.
  • Del Norte Bank
  • 705 Grand Ave, Del Norte, CO, 81132
  • Del Norte Bank was chartered as Del Norte Building and Loan Association on May 9th, 1921 by Charles W. Donnen, William Johnson, Louie Eickenrodt, J.H. Weiss, and J.P. Russell. The purpose of the building and loan was to provide a safe place to save money and to offer financing for families to build homes.
  • KINGS PEAK CREDIT UNION
  • 180 N 300 E, Roosevelt, UT, 84066
  • Kings Peak Credit Union has been serving the residents of the Uintah Basin since 1955. It is our mission to serve our members with the best financial service. and also Kings Peak Credit Union was formed to help local people with their financing needs; that is still true today. Our Board of Directors are focused on helping our members.
  • Stearns Bank Holdingford National Association
  • 4140 Thielman Lane, Suite 105, Saint Cloud, MN, 56301
  • Stearns Financial Services Inc. (SFSI) is a well-capitalized, $2.3 billion independent financial holding company based in St. Cloud, MN. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky became president in 2018, and later was named president and CEO.