Explore the differences! FHA VS Conventional loan programs in Box-Elder, Pennington County, South Dakota
In 2025, the Conventional loan limit for Box-Elder, located in the county of Pennington, SD, stands at $647,200. The FHA limit for a single-family residence is $420,680.
Utilize the Lendersa® Conventional loan calculator to weigh today's best rates between Conventional, FHA, and USDA loans. Determine needed income, documentation, credit, and reserves to qualify. Our sophisticated mortgage calculator lets you contrast Conforming Conventional loans with USDA, FHA, and VA options side by side, aiding your choice of the most suitable program in SD for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Box-Elder, County of Pennington, SD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is relevant for the following zip codes: 57703, 57706, 57719
Alternatives for FHA and Conventional Loans in Box-Elder, SD
The mission of Lendersa® is to assist you in finding the best possible Conventional, USDA, or FHA loan promptly and without difficulty. Begin with any of these three approaches to connect with compatible lenders and loan programs.
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