Explore the differences! FHA VS Conventional loan programs in Rapid-City, Pennington County, South Dakota
In 2025, the Conventional loan limit in Rapid-City, within Pennington county, SD, is $647,200. Meanwhile, the FHA limit for a single-family residence is $420,680. Understanding these limits is essential for planning your home financing needs.
Utilize the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA loans. This tool helps evaluate the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to choose the best program in SD for your situation.
2025 Loan Limits and Down Payment Requirements in Rapid-City, County of Pennington, SD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 57702, 57703, 57701
Conventional and FHA Loan Options in Rapid-City, SD
Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three approaches to get matched with lenders and find suitable loan programs.
Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.
Weather its a first home or a dream home, let me help you through the process of making it YOUR home.
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To fulfill our mission statement, we strive to:
Create unique experiences for our members by providing a family atmosphere, caring staff, affordable prices and innovative"
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901 Sixth Avenue, Huntington, WV, 25701
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