Explore the differences! FHA VS Conventional loan programs in Sturgis, Meade County, South Dakota

In 2025, Convetional loan limit in Sturgis, county of Meade, SD is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in SD is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Sturgis, county of Meade, SD

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 57785

Conventional and FHA loan options in Sturgis, SD

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Thistle Financial LLC
  • 11328 Bluestem Lane, Eden Prairie, MN, 55347
  • Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.
  • Building Trades Credit Union
  • 12080 73rd Avenue Northq, Maple Grove, MN, 55369
  • Building Trades Credit Union (BTCU) is a not-for-profit financial cooperative serving more than 14, 000 union workers in the building and construction trades and their families throughout Minnesota, Wisconsin and the Dakotas. BTCU is federally insured by the NCUA. We’re Building Trades Credit Union, And we’re ready to help you build a better life!
  • Oak Grove Financial
  • 11325 Red Fox Drive, Maple Grove, MN, 55369
  • Oak Grove Financial is a financial intermediary and commercial real estate mortgage banker that specializes in arranging and negotiating custom debt solutions for owners, operators and developers of commercial real estate located in the US. Our professional staff specialize in delivering customized financing for multifamily, senior housing.
  • TopLine Federal Credit Union
  • 9353 Jefferson Highway, Maple Grove, MN, 55369
  • TopLine Federal Credit Union is a not-for-profit, member-owned financial services cooperative serving the Twin Cities and surrounding areas. For over 85 years, we’ve been the safe, local banking choice for Minnesotans looking for greater financial peace of mind. We provide all the personal banking services you need to make life more comfortable
  • MORTGAGES UNLIMITED INC.
  • 7365 Kirkwood Court N, Suite 300, Maple Grove, MN, 55369
  • Mortgages Unlimited delivers value-added loan solutions that fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values and teamwork.
  • Cambria Mortgage
  • 6385 Old Shady Oak Road, Suite 175, Eden Prairie, MN, 55344
  • Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.
  • Peoples Bank and Trust
  • 211 E. Santa Fe, Ellinwood, KS, 67526
  • In 1898, F.A. Vaniman accomplished a long time goal of opening his own bank. That bank was Peoples State Bank. Located at 101 South Main in downtown McPherson, that bank, now known as Peoples Bank & Trust Company is still located at the same location. Mr. Vaniman remained the president for 50 years until his retirement in 1948.
  • The Mortgage Company
  • 155 N 7th St, Salina, KS, 67401
  • We are available to meet with you in office, any time you like. It isn’t unusual to find our originators, meeting with borrowers and realtors early in the morning, early evening, or even on Saturday or Sunday. We do hope that you give us a call, stop in and see us, r take advantage of this great website and fill out an application online!
  • MBT Bank
  • 245 East J Street, Forest City, IA, 50436
  • Since our beginning in 1945 as Farmers Bank & Trust Company of Crystal Lake, MBT Bank has always focused on improving the services offered to better the lives of customers and the communities we serve. As a community bank, the growth of MBT Bank from its inception, has stemmed from making fiscally responsible decisions