FHA VS Conventional loan programs in 2025 for Sturgis, Meade County, South Dakota

In 2025, the loan limit for Conventional mortgages in Sturgis, located in the county of Meade, SD is $726,200. The FHA limit for a single-family home is set at $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. Assess income, credit, reserves, and documents needed to qualify. Our mortgage calculator displays options—Conforming Conventional, FHA, USDA, and VA—side by side, helping you find the best fit in SD for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Sturgis, County of Meade, SD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for these zip codes: 57785

Explore FHA and Conventional Loan Options in Sturgis, SD

Lendersa® is committed to providing you with the best available loan from Conventional, USDA or FHA programs swiftly and without hassle. Choose your starting approach from these three options to find compatible lenders and loan plans.

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