Explore the differences! FHA VS Conventional loan programs in Sioux-Falls, Minnehaha County, South Dakota
In 2025, the Conventional loan limit in Sioux-Falls, within Minnehaha county, SD, is $647,200. For a single-family home, the FHA limit is $420,680. Knowing these figures is crucial for planning your home purchase.
Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documents to qualify. Our advanced calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding which program in SD suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Sioux-Falls, County of Minnehaha, SD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 57110, 57104, 57105, 57106, 57107, 57103, 57108, 57197, 57117, 57101, 57109, 57186, 57193
Discover Conventional and FHA Loan Options in Sioux-Falls, SD
Lendersa® aims to secure you the best Conventional, USDA, or FHA loan efficiently, avoiding any hassle. Select from three starting points to match with lenders and find suitable loan programs.
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We are a full service mortgage company located in Manhasset, NY. We specialize in Home mortgages in New York, New Jersey Conneticut and Florida. We can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment.Established in 1996.
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