FHA VS Conventional loan programs in 2026 for Tea, Lincoln County, South Dakota
In 2026, the Conventional loan limit for Tea in the county of Lincoln, SD is set at $726,200, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator lets you explore today's optimal rates for Conventional, FHA, and USDA loans. It helps you understand the required income, credit, reserves, and documents. Our advanced calculator compares Conforming Conventional loans with USDA, FHA, and VA options side by side, helping you choose the best one for your financial situation in SD.
Loan Limits and Down Payment Requirements for 2026 in Tea, Lincoln County, SD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The information in this table is valid for the following zip codes: 57064
Available Loan Options: Conventional and FHA in Tea, SD
Lendersa® aims to quickly secure you the best Conventional, USDA, or FHA loan without hassle. Begin with one of these three methods to find matching lenders and loan programs.
Plains Commerce Bank's sole purpose of operation is to provide their customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Getting its start in rural South Dakota over eighty years ago, Plains Commerce Bank has built a solid foundation.
515 West 41st Street # 1002, Sioux Falls, SD, 57105
Lends in South Dakota
We accelerate the flow of money in the B2B (business-to-business) world.
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Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi
Voyage Federal Credit Union has a continued legacy of personal service, small business, and community support. What began as two separate credit unions, Bell Federal Credit Union and Metz McKennan – with histories dating back to World War II – blossomed into a mutually respectful merger in 2011 that encouraged growth
Keystone Mortgage has been providing superior customer service to homeowners ever since incorporating in Sioux Falls in 1993. With over $60 million in funding each year, Keystone provides not only the very best loan options available to homeowners, but we also provide superior knowledge gained through years of experience.
CorTrust Mortgage has built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of individual homebuyers throughout the upper Midwest, builders, and real estate professionals. We're a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending.
CU Mortgage Direct LLC is a South Dakota Limited Liability Company, NMLS# 198895. We are a mortgage banker/direct lender for all types of home loans. Since we are owned by credit unions, we have a strong financial backing and we can pass that savings on to you. With over 150 years of combined experience, we can help you obtain the right loan.
Fishback Financial Corporation (FFC) is the parent company of First Bank & Trust. One of South Dakota's largest privately held financial holding companies, FFC has 22 First Bank & Trust locations in 17 towns in South Dakota and Minnesota We are proud to be a family- and employee-owned community bank.
First Dakota National Bank has eighteen locations throughout South Dakota and five Loan Production Offices in South Dakota and Nebraska, all designed to make banking easy for you. Our Mission: To anticipate, meet and exceed our customers' expectations. We will strengthen our communities by providing time, talent and resources.
4930 S Western Ave, Suite, Suite 100, Sioux Falls, SD, 57108
Lends in South Dakota
"First International Bank & Trust started as a single branch in Arnegard, North Dakota, and over 109 years has evolved into a bank with 28 locations in North Dakota, Minnesota, and Arizona. We offer more than just banking. Our suite of expanded services is what makes us a full-service bank that our customers."
