Explore the differences! FHA VS Conventional loan programs in Tea, Lincoln County, South Dakota

In 2026, the Conventional loan limit for Tea in the county of Lincoln, SD is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator lets you explore today's optimal rates for Conventional, FHA, and USDA loans. It helps you understand the required income, credit, reserves, and documents. Our advanced calculator compares Conforming Conventional loans with USDA, FHA, and VA options side by side, helping you choose the best one for your financial situation in SD.

Browse loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Tea, Lincoln County, SD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information in this table is valid for the following zip codes: 57064

Available Loan Options: Conventional and FHA in Tea, SD

Lendersa® aims to quickly secure you the best Conventional, USDA, or FHA loan without hassle. Begin with one of these three methods to find matching lenders and loan programs.

Lendersa results for USDA loan requests


  • Comres Mortgage Inc
  • 5954 Temple City Boulevard, Temple City, CA, 91780
  • Comres Mortgage was founded in 2013 and is headquartered in Hacienda Heights, CA. Our dedicated mortgage team specializes in competitive interest rates and concierge customer service. Comres Mortgage was created to service the community and to help them navigate through the entire loan process—with a personal touch.

  • BankNewport
  • 184 John Clarke Road, Middletown, RI, 02842
  • BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.

  • People’s Credit Union
  • 858 West Main Road, Middletown, RI, 02842
  • People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.

  • Newport Mortgage LLC
  • 55 John Clarke Road, Unit A16, Middletown, RI, 02842
  • "Newport Mortgage LLC is a residential, and commercial mortgage company, located in Newport RI. Newport Mortgage LLC is owned and operated by Mark Jernstedt.
    Mr. Jernstedt brings over 25 years of experience, originating residential and commercial loans. When you apply for a loan with Newport Mortgage LLC,"

  • ORANGE CIRCLE INTERNATIONAL
  • 8502 Chapman Avenue, Suite 199, Orange, CA, 92869
  • Orange Circle International (OCI) Loans offers a wide range of commercial financing programs to help businesses of all sizes thrive. We provide business loans that are tailored to suit various objectives, and we maintain extensive partnerships with investors and other sources of financing.

  • UR TEAM Real Estate Services
  • 249 Jaxine Drive, Altadena, CA, 91001
  • UR TEAM Real Estate Services, Inc provide Mortgage Refinance services using Cutting Edge Docless Technology. Based in beautiful city of Pasadena, we also serve the surrounding cities in Los Angeles County. UR TEAM also provides Home Listing Services to Sell Your Home. Whether you are buying a home or refinancing in the city.

  • Newburyport Five Cents Savings Bank
  • 63 State Street, Newburyport, MA, 01950
  • We’re a full-service community bank that’s been serving the Greater Seacoast since 1854. We know this area well and are unwavering in our commitment to equip people and businesses with everything you need to journey well and achieve the outcomes you desire. We’re involved in the betterment of community and embrace philanthropy.

  • Institution For Savings
  • 93 State Street, Newburyport, MA, 01950
  • The Institution for Savings, founded in 1820, is one of the oldest mutual banks in the country with 15 full-services offices along Massachusetts' North Shore and Cape Ann. Member FDIC, FDIC, Equal Housing Lender.banks in the country with 15 full-services offices along Massachusetts MA.

  • CBC Financial
  • 76 State St, Newburyport, MA, 01950
  • Since our inception in 2001, we have realized above-market returns on our portfolio of residential and commercial assets. We pride ourselves on our in-depth construction management experience, careful analysis of our markets, value-add capabilities, and on our successful partnerships with local builders

  • Blue Water Mortgage
  • 7 Merrill Industrial Dr, Hampton, NH, 03842
  • Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!

  • Forthright Mortgage LLC
  • 86 Lafayette Road, Suite 4, North Hampton, NH, 03862
  • Forthright Mortgage representatives have over 20 years combined experience and have handled all types of loans and situations. We are a local company with real people who care about their customers. We will care for you and your mortgage needs from the beginning until the very end and further.