In 2026, the Conventional loan limit for Tea in the county of Lincoln, SD is set at $726,200, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator lets you explore today's optimal rates for Conventional, FHA, and USDA loans. It helps you understand the required income, credit, reserves, and documents. Our advanced calculator compares Conforming Conventional loans with USDA, FHA, and VA options side by side, helping you choose the best one for your financial situation in SD.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The information in this table is valid for the following zip codes: 57064
Lendersa® aims to quickly secure you the best Conventional, USDA, or FHA loan without hassle. Begin with one of these three methods to find matching lenders and loan programs.
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