FHA VS Conventional loan programs in 2026 for Camden, Benton County, Tennessee

In 2026, the conventional loan limit in Camden, located in Benton county, TN, is $726,200, whereas the FHA limit for a single-family residence is $472,030.

To compare the best current rates for Conventional, FHA, and USDA loans, use the Lendersa® calculator. Find out what income, credit score, reserve funds, and documentation are needed for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in selecting the best program for your financial scenario in TN.

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Loan Limits and Downpayment Requirements for Camden, Benton County, TN - 2026

Type of Loan Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable for the following ZIP codes: 38320

Options for Conventional and FHA Loans in Camden, TN

The mission of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan for you, without the hassle. Choose one of three paths to align with suitable lenders and loan programs.

USDA loan request matching results from Lendersa


Camden Lenders

  • Lakeside Credit Union
  • 1008 Broadway, New Johnsonville, TN, 37134
  • Lends in Tennessee
  • Lakeside Employees Credit Union has been open since 1991. The credit union has assets totaling $42.43 Million and provides banking services to more than 3, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • SECURITY BANK AND TRUST COMPANY
  • 210 W Washington St, Paris, TN, 38242
  • Lends in Tennessee
  • Security Bank and Trust Company was founded in 1905, and continues to serve Northwest Tennessee and Southwestern Kentucky. To date, we have thirteen branches throughout the communities including Martin, Milan, Union City, Hornbeak, Fulton, Dyer, Trenton and Humboldt. We are a locally owned

  • Commercial Bank and Trust Company
  • 920 East Wood St, Paris, TN, 38242
  • Lends in Tennessee
  • Catering to personal and small business financial needs since 1877, Commercial Bank and Trust Company is a unique full-service bank, distinguished by its impeccable customer service and refined atmosphere. With eleven branches located throughout Memphis, Paris, Union City, and Jackson, Tennessee, Commercial Bank stands ready to put

  • Traditional Home Mortgage, Inc
  • 16204 Highland Drive, Mc Kenzie, TN, 38201
  • Lends in Tennessee
  • Traditional Home Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Traditions First Bank
  • 5745 East Main Street, Erin, TN, 37061
  • Lends in Tennessee
  • Traditions First Bank was developed on the premise that a locally owned bank would better serve the area by preserving the banking principles of yesterday, while also providing progressive financial opportunities for the banking customers of today. Every single customer is important to us

  • Community Bank TN
  • 19 Natchez Trace Drive, Lexington, TN, 38351
  • Lends in Tennessee
  • Headquartered in Lexington, Tennessee, we are locally owned and managed. We have three full service branches, two in Lexington and one in Jackson, Tennessee. Community Bank associates are plugged in, serving our communities in just about every volunteer and service organization in our markets.

  • Decatur County Bank
  • 56 N. Pleasant St., Decaturville, TN, 38329
  • Lends in Tennessee
  • Decatur County Bank has grown exponentially since opening more than a century ago. In 2010, we established West Tennessee Bank, in order to better serve customers in surrounding counties. In 2018, the Jackson branch of West Tennessee Bank opened on Union University Drive. Because of you, we continue to grow and thrive throughout West Tennessee

  • First Federal Bank TN
  • 611 East College St, Dickson, TN, 37055
  • Lends in Tennessee
  • First Federal has been providing exceptional banking services to Dickson County and surrounding counties. Built upon outstanding customer service, we are proud to be the largest community bank in the area and offer 12 convenient locations to serve all your banking needs in Dickson County, Montgomery County, Hickman County.

  • The Bank of Milan
  • 2011 East Van Hook Street, Milan, TN, 38358
  • Lends in Tennessee
  • The Bank Of Milan is a branch office of The Bank Of Milan. They provide the following services: Full Service Office Location and are located at 2011 East Van Hook Street in Milan Tennessee.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website