FHA VS Conventional loan programs in 2025 for Paris, Henry County, Tennessee

In 2025, the limit for a Conventional loan in Paris, Henry county, TN, is $726,200, while for FHA loans, it is $472,030 for a single-family home.

Use the Lendersa® Conventional loan calculator to compare the best rates for today's Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and paperwork. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to help you choose which program in TN suits your financial needs best.

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2025 Loan Limits and Downpayment Details in Paris, Henry, TN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 38242

Conventional and FHA Loan Options in Paris, TN

At Lendersa®, the aim is to swiftly secure the best Conventional, USDA, or FHA loan with no hassle. Start with one of three paths to find compatible lenders and loan programs.

Discover results for USDA loan requests with Lendersa


  • Generation Lending Inc.
  • 6A Liberty, Suite 175, Laguna Niguel, CA, 92656
  • Generation Lending Inc is a Honestly, we need another mortgage company like we need a hole in the head. We completely get it and think this industry is way too saturated as it is. That statement is 100% true if we started a mortgage company like 99% of the ones out there now. The company where managers are yelling at their loan officers.
  • Elixir Mortgage Lending Inc.
  • 45 Bluebird Lane, Aliso Viejo, CA, 92656
  • Elixir Mortgage Lending is a full-service lender in California & Florida offering, loans on primary residence, second home and investment properties. We offer Conventional financing, FHA, VA, Jumbo Prime & Jumbo Alternative programs. For self-employed borrowers who maybe writing off income on their taxes we have alternative financing options.
  • Reduce Mortgage
  • 36 Oak View Drive, Aliso Viejo, CA, 92656
  • Our priority is to know YOUR GOALS to ensure we have Strategies that fits YOUR NEEDS. Every credit profile is unique and we work hard to address both short and long term goals. Our Purchase program focus on a unique FULL-APPROVAL process that will enhance your ability to negotiate your Dream home.
  • Independent Home Lending
  • 65 ENTERPRISE, Aliso Viejo, CA, 92656
  • Since 2001, I have had the opportunity to help over 1,000+ clients buy and/or refinance their properties. I understand the stresses of buying a home and know how to help people anticipate what comes next. Likewise I understand the value and freedom that can be created with the right refinance strategy.
  • Alliance Portfolio
  • 120 Vantis, Suite 515, Aliso Viejo, CA, 92656
  • Alliance Portfolio is a full service, boutique, private money lender. We serve borrowers who have unique situations that do not meet strict institutional guidelines, while providing investment opportunities that are well secured and well underwritten with desirable returns on investment capital.
  • United Catholics Federal Credit Union
  • 160 E College Street, Covina, CA, 91723
  • United Catholics Federal Credit Union (formerly St. Christopher’s FCU) was chartered in 1957. Monsignor Bramble and a group of parishioners recognized the benefits of a credit union and through their perceptive vision of finding a way to assist the parish community with their financial needs United Catholics Federal Credit Union was formed.
  • Radiant Financial Inc.
  • 169 E College St, Covina, CA, 91723
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • Futura Financial Inc.
  • 750 Terrado Place, Suite 114, Covina, CA, 91723
  • The Futura Financial Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Bluefields Real Estate Services Inc.
  • 324B East Rowland Street, Covina, CA, 91723
  • Bluefields Real Estate vision of success is to offer to you highly competitive products so you can benefit the most from them and at the same time that we are not outbid by other lenders We offer to Home Buyers and Home Owners real estate loans to purchase and refinance your property. The loan types we offer are: FHA, VA and Conventional Loans
  • Lopez Financial
  • 315 E San Bernardino Rd, Covina, CA, 91723
  • Lopez Financial In business founder of the George Lopez is the Mortgage Broker of company since 1993 broad range of residential and commercial loans. We specialize in first time buyers.Residential and Commercial Financing. Offering all types of loans from Conventional, FHA, and VA loans. Face to Face customer service.
  • Prominent 1 Financial Group Inc.
  • 576 South Barranca Avenue, Covina, CA, 91723
  • Prominent 1 Financial Group Inc specialize in all types of financing that will best fit your financing needs. Wholesale Mortgage & Real Estate Broker Owner. I am approved with several Wholesale Direct Lenders, specializing in FHA, VA, Conventional, Jumbo, HUD, USDA and Down Payment Assistance Programs up to 104% Financing.