FHA VS Conventional loan in Paris, Henry County, Tennessee
In 2026, the limit for a Conventional loan in Paris, Henry county, TN, is $726,200, while for FHA loans, it is $472,030 for a single-family home.
Use the Lendersa® Conventional loan calculator to compare the best rates for today's Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and paperwork. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to help you choose which program in TN suits your financial needs best.
2026 Loan Limits and Downpayment Details in Paris, Henry, TN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the zip codes: 38242
Conventional and FHA Loan Options in Paris, TN
At Lendersa®, the aim is to swiftly secure the best Conventional, USDA, or FHA loan with no hassle. Start with one of three paths to find compatible lenders and loan programs.
Security Bank and Trust Company was founded in 1905, and continues to serve Northwest Tennessee and Southwestern Kentucky. To date, we have thirteen branches throughout the communities including Martin, Milan, Union City, Hornbeak, Fulton, Dyer, Trenton and Humboldt. We are a locally owned
Catering to personal and small business financial needs since 1877, Commercial Bank and Trust Company is a unique full-service bank, distinguished by its impeccable customer service and refined atmosphere. With eleven branches located throughout Memphis, Paris, Union City, and Jackson, Tennessee, Commercial Bank stands ready to put
Traditional Home Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Greenfield Banking Company is a $67 million financial institution serving Greenfield, Weakley County, and the surrounding area. We have one main facility with two convenient ATM locations, sound lending ability and enhanced banking products and services. We're committed to providing high quality, personalized service.
Lakeside Employees Credit Union has been open since 1991. The credit union has assets totaling $42.43 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
