FHA VS Conventional loan programs in 2026 for Paris, Henry County, Tennessee

In 2026, the limit for a Conventional loan in Paris, Henry county, TN, is $726,200, while for FHA loans, it is $472,030 for a single-family home.

Use the Lendersa® Conventional loan calculator to compare the best rates for today's Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and paperwork. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to help you choose which program in TN suits your financial needs best.

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2026 Loan Limits and Downpayment Details in Paris, Henry, TN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 38242

Conventional and FHA Loan Options in Paris, TN

At Lendersa®, the aim is to swiftly secure the best Conventional, USDA, or FHA loan with no hassle. Start with one of three paths to find compatible lenders and loan programs.

Discover results for USDA loan requests with Lendersa


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  • GMA Real Estate has been representing clients in La Verne, Claremont, San Dimas and throughout Southern California for over 20 years. Having worked previously as a mortgage underwriter, Patricia has the knowledge to help buyers obtain the right mortgage for them. Having a strong mortgage background also helps ensure our sellers.

  • MC & Associates, Inc
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  • KP RE Capital Group
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  • Savers Home Loans
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  • Seaside Lending, Inc.
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  • Munzing Mortgage Group
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