FHA VS Conventional loan in Carthage, Smith County, Tennessee

For 2025 in Carthage, within Smith county, TN, the conventional loan limit is $890,100, whereas the FHA limit stands at $890,100 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Determine the essential income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to help pinpoint the best program in TN for your situation.

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Loan limits and down payment requirements for 2025 in Carthage, Smith county, TN

Loan Type Loan Limit Down Payment
Conventional Conforming $890,100 3%
USDA $555,600 0%
FHA $890,100 3.5%

This comparison applies to the following zip codes: 37030

Loan Options for Conventional and FHA in Carthage, TN

The goal of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you swiftly and easily. Choose from three starting points to connect with matching lenders and loan options.

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  • 274 Rugar Street, Plattsburgh, NY, 12901
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  • Plattsburgh Mortgage Center
  • 37 Boynton Ave, Suite 5, Plattsburgh, NY, 12901
  • PlattsburghMortgage.com has tried to provide accurate and timely information; however, the content of this site and Home Loan Programs offered may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice.
  • Vermont Federal Credit Union
  • 84 Pine Street, Burlington, VT, 05402
  • Vermont Federal Credit Union was founded in 1953 as the Burlington Postal Employees Credit Union. Just a short time later, the Credit Union was renamed to the U.S. Government Employees Credit Union of Chittenden County. Our connection to these roots remains strong as many government employees in Vermont are still loyal members.
  • Goldmark Federal Credit Union
  • 155 Pleasant Street, Attleboro, MA, 02703
  • Goldmark has served the financial needs of members since 1955. In that year, five local citizens saw a need for people to save and borrow money through an institution focused on people helping people. Their goal was to form a credit union, which is a not-for-profit cooperative owned and controlled by members, for members. The five original members
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  • First Class Mortgage Company
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  • 110 W Ave B, Syracuse, KS, 67878
  • Our History The Valley State Bank was chartered on July 5, 1905, when the Beaty family, who had extensive holdings in Kansas and neighboring Colorado, realized that a financial institution was needed in the area. John W. Beaty, of Richfield, R. E. Bray of Syracuse, and Dennis Foley were some of the original stockholders.
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