For 2026, the Conventional loan limit in Smithville, within DeKalb county, TN, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use Lendersa®'s Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA options. Determine the income, credit, reserves, and necessary documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional loans side by side with USDA, FHA, and VA options, helping you decide which program in TN is most suitable for your financial situation.
Explore offers from 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
Relevant for zip codes: 37166
The objective of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan for you. Choose one of three starting points to connect with matching lenders and loan programs.
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