FHA VS Conventional loan in Clinton, Anderson County, Tennessee

In 2026, the limit for a Conventional loan in Clinton, Anderson County, TN is $726,200, while the FHA limit is $472,030 for a single-family house.

With the Lendersa® Conventional loan calculator, assess today's Conventional rates compared to FHA and USDA to understand the income, credit, reserves, and qualification documents needed. This advanced mortgage tool lets you see Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping decide which program in TN suits you best.

Evaluate loan offers from a network of 100 lenders

2026 loan limits and downpayment details in Clinton, Anderson County, TN

Type of Loan Loan Limit Minimum Downpayment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable for zip codes: 37716

Options for Conventional and FHA loans in Clinton, TN

Lendersa® is committed to swiftly providing you with top-tier Conventional, USDA, or FHA loans, free of hassle. Start with one of three pathways to find matched lenders and loan solutions.

Results of Lendersa USDA loan request and matching


Clinton Lenders

  • Creative Mortgage Solutions
  • 726 Clinch Ave, Clinton, TN, 37716
  • Lends in Tennessee
  • Established in 2000, Creative Mortgage Solutions offers loan assistance, financing and ReFinancing options, and advice from Licensed Mortgage Brokers in the state of Tennessee. Are you thinking about moving but don’t have the money to? By utilizing our loan services, you can always afford that dream home you’ve been looking at for months.

  • Enrichment FCU
  • 201 South Illinois Avenue, Oak Ridge, TN, 37831
  • Lends in Tennessee
  • Enrichment Federal Credit Union opened its first small office In 1950, as K-25 Federal Credit Union to provide financial services to the employees of the Oak Ridge Gaseous Diffusion Plant (K-25). The K-25 plant enriched uranium as part of the Manhattan Project. In 2003 we converted to a community charter which expanded our field of membership.

  • ORNL Federal Credit Union
  • ornlfcuse!52261, Oak Ridge, TN, 37831
  • Lends in Tennessee
  • ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.

  • Tennessee Members 1st Federal Credit Union
  • 112 Administration Road, Oak Ridge, TN, 37830
  • Lends in Tennessee
  • TN Members 1st was Oak Ridge’s first credit union chartered by the Federal Government to service the employees of the Department of Energy. In October 2005, TN Members 1st received its community charter for Anderson, Knox, and Roane counties. Tennessee Members 1st Federal Credit Union exists to provide quality financial services for its members.

  • Homepath Mortgage LLC
  • 30 Rockingham Lane, Oak Ridge, TN, 37830
  • Lends in Tennessee
  • Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.

  • Y-12 Federal Credit Union
  • 501 Lafayette Dr, Oak Ridge, TN, 37830
  • Lends in Tennessee
  • Y-12 Federal Credit Union is a federally chartered not for profit organization, owned by its members, offering a wide range of financial services to its members/owners. The Credit Union was chartered in 1950, to serve the employees of the Union Carbide Y-12 Nuclear Weapons Production Plant.

  • Knoxville Firefighters Federal Credit Union
  • 5207 Schubert Road, Knoxville, TN, 37912
  • Lends in Tennessee
  • Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.

  • First Choice Lending Services
  • 9821 Cogdill Road, Suite 2, Knoxville, TN, 37932
  • Lends in Tennessee
  • First Choice Lending Services can help you achieve your goals. To set up the right Knoxville, TN Mortgage plan for you, get in touch with us. At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate.

  • First Southern Management
  • 412 N. Cedar Bluff Road, Suite 200, Knoxville, TN, 37923
  • Lends in Tennessee
  • Founded in 1978, First Southern is an independently owned full service commercial real estate capital firm. Our services are broad based and include permanent debt financing, construction financing, bridge financing, forward funding commitments, joint-venture equity programs, preferred equity, mezzanine debt, tax-free financing,