FHA VS Conventional loan programs in 2025 for Oliver-Springs, Roane County, Tennessee

In 2025, the conventional loan limit in Oliver-Springs, located in Roane county of TN, is set at $647,200, while the FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to weigh today's best rates for Conventional, FHA, and USDA loans. Discover the necessary income, credit, reserves, and documents for qualification. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable program in TN for your finances.

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2025 Loan Limits & Down Payment Requirements in Oliver-Springs, Roane county, TN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 37840

Available Conventional and FHA Loan Options in Oliver-Springs, TN

Lendersa® aims to secure you the best possible Conventional, USDA, or FHA loan quickly and conveniently. Start by choosing one of three paths that connect you to matching lenders and loan programs.

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  • Leominster Employees Federal Credit Union
  • 24 Church Street, Leominster, MA, 01453
  • Leominster Employees Federal Credit Union is a unique non-profit financial institution that is owned and operated for the benefit of its’ membership, the City of Leominster Municipal employees, and their families. The Leominster Employees Federal Credit Union came into being in 1995
  • Fidelity Bank MA
  • 9 Leominster Connector, Leominster, MA, 01453
  • The goliath banks of 1888 weren’t interested in providing a high quality banking experience to the hard working middle class of our community. They were only interested in what was in people’s wallets, not what was in their hearts. That’s where we came in. Fidelity Cooperative Bank first opened its doors in 1888.
  • BayCoast Bank
  • 330 Swansea Mall Drive, Swansea, MA, 02777
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  • BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .
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  • We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.
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  • 286 Oliver Street, Fall River, MA, 02724
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  • Fall River Pawn Brokers
  • 1475 South Main Street, Fall River, MA, 02724
  • Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.
  • Zenith Mortgage Advisors
  • 74 South St, Hopkinton, MA, 01748
  • Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.
  • Prime Rate Home Mortgage, LLC.
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  • At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.