FHA VS Conventional loan in Knoxville, Knox County, Tennessee

During 2025, the Conventional loan limit for Knoxville, within the county of Knox, TN, is established at $726,200. For a single-family home, the FHA limit stands at $472,030. Understanding these limits is essential for potential buyers planning real estate transactions in these locations.

The Lendersa® Conventional loan calculator is a useful tool to compare the best available rates for Conventional, FHA, and USDA loans. It's important to determine the required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options, enabling an effective side-by-side comparison to help you select the ideal program in TN for your financial situation.

Explore loan offers from a wide selection of 100 lenders

Comprehensive 2025 Loan Limits and Down Payment Requirements in Knoxville, County of Knox, TN

Loan Type Loan Limit Down Payment Required
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 37918, 37912, 37909, 37902, 37924, 37920, 37921, 37922, 37923, 37919, 37915, 37914, 37917, 37916, 37901, 37927, 37928, 37929, 37939, 37950, 37995, 37996, 37997

Discover Conventional and FHA Loan Options in Knoxville, TN

Lendersa® is dedicated to promptly securing the best possible Conventional, USDA, or FHA loans for you without hassle. Choose one of these three starting strategies to connect with matching lenders and find suitable loan programs tailored to your needs.

Detailed results for USDA loan inquiries through Lendersa


  • Lock Rate Mortgage LLC
  • 1020 South Raymond Avenue, Suite A, Fullerton, CA, 92831
  • Lock Rate is a California based Mortgage company dedicated to servings Californian’s home financing needs. We believe that shopping for the best mortgage should be easy, transparent and flexible and also Lock Rate is a California based Mortgage company dedicated to servings Californian’s home financing needs.
  • Fullerton Community Lending
  • 1440 North Harbor Boulevard, Suite 900, Fullerton, CA, 92831
  • Fullerton Community Lending is a Mortgage Broker located in the City of Fullerton. We have 13 year experience and with home purchases,refinances, investments and commercial loans. We offer FHA, Conv, and Jumbo at competitive interest rate. Broker located in the City of Fullerton. We have 13 year experience and with home purchases,refinances,
  • Shaner Brokerage Corporation
  • 2495 East Orangethorpe Avenue, Suite 110, Fullerton, CA, 92831
  • Shaner Brokerage Corporation is a referral-based, boutique brokerage firm, providing top-notch service to residential buyers and sellers in Southern California. We take a friendly, professional approach to real estate that exceeds client expectations time after time. Our experienced team is well-versed in all aspects of real estate & lending.
  • Simplify Direct, Inc.
  • 2601 East Chapman Avenue, Suite 212, Fullerton, CA, 92831
  • Simplify Direct, Inc goal is to achieve your mortgage needs by mimimizing the red tape through our automated process. You will work directly with a single point of contact from begining to end. Our seasoned mortgage specialist will help you get the perfect mortgage that fits your needs.
  • Rosemont Mortgage
  • 2465 E. Orangethorpe Ave, Fullerton, CA, 92831
  • Here at Rosemont Mortgage we put you first! Our warm, friendly and knowledgeable staff are all geared to be problem solvers. Whether it is finding the most aggressive rate for your purchase or refinance or looking for the right help after being let down by another lender we can and will help.
  • E-Mortgage Capital
  • 939 E Santa Ana Blvd, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Dynamic Digital Mortgage
  • 924 S Main Street, Santa Ana, CA, 92701
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Making it Happen Enterprises Inc
  • 817 North Broadway, Suite E, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Investments by M Corporation
  • 1801 Park Court Place, Unit G, Suite 100, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • GR Financial Services
  • 416 East Myrtle Street, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • RFG Mortgage Bankers
  • 1522 East Fourth Street, Santa Ana, CA, 92701
  • RFG Mortgage Bankers are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan.
  • Ibar Financial
  • 1633 E 4th St, Santa Ana, CA, 92701
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today’s technology is providing a more productive environment to work in.