FHA VS Conventional loan programs in Knoxville, Knox County, Tennessee
During 2026, the Conventional loan limit for Knoxville, within the county of Knox, TN, is established at $726,200. For a single-family home, the FHA limit stands at $472,030. Understanding these limits is essential for potential buyers planning real estate transactions in these locations.
The Lendersa® Conventional loan calculator is a useful tool to compare the best available rates for Conventional, FHA, and USDA loans. It's important to determine the required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options, enabling an effective side-by-side comparison to help you select the ideal program in TN for your financial situation.
Comprehensive 2026 Loan Limits and Down Payment Requirements in Knoxville, County of Knox, TN
Loan Type
Loan Limit
Down Payment Required
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 37918
Discover Conventional and FHA Loan Options in Knoxville, TN
Lendersa® is dedicated to promptly securing the best possible Conventional, USDA, or FHA loans for you without hassle. Choose one of these three starting strategies to connect with matching lenders and find suitable loan programs tailored to your needs.
Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience
Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.
Knoxville Law Enforcement Federal Credit Union is a member-owned, not-for-profit financial services cooperative. Our mission is to effectively and efficiently operate as a financial cooperative; to promote participation by all those within the defined membership; to encourage savings and provide competitive credit.
UT Federal Credit Union is a member-owned, and community chartered, financial cooperative. While UTFCU is a full-service financial institution, it also strives to fulfill the credit union philosophy of People Helping People in everything it does. The heart of UTFCU has always been, and will always be, the members and communities it serves
A full-service banking institution based in Knoxville since 1924, Home Federal Bank offers a complete line of personal, home, business and commercial banking services. From mortgage and consumer loans, checking and savings plans and accounts, personal and business trusts and investment planning—to retail services, ATM/Debit cards, credit cards
Our goal is to improve the financial lives of our members and the community we serve. We are inspired to deliver exceptional banking products and superior Member Service throughout East Tennessee. Our journey began in 1936, when a small group of employees at the Fulton Bellows Plant in Knoxville needed a safe place to deposit, save & borrow money.
Knoxville TVA Employees Credit Union was established in 1934 to provide services for a growing community of TVA employees. The Credit Union now has 20 locations throughout East Tennessee and serves more than 180, 000 members. Credit Union services are available to anyone who lives, works, worships.
4707 Papermill Dr, Suite 102, Knoxville, TN, 37909
Lends in Tennessee
Real Estate Finance Group are a local, knowledgeable, and professional mortgage company that cares about its clients. Real Estate Finance Group employs credit trained mortgage consultants with immediate decision making authority REFG is fueled by a genuine belief in the ‘customer for life’ principal.
Keystone Mortgage was founded out of a desire to provide Tennesseans with a better home mortgage provider. Founder and President Matt Padgett was purchasing a residential investment property in 2004, and he became increasingly irritated by and disappointed in the lack of knowledge and good customer service he encountered along the way
