FHA VS Conventional loan programs in Collierville, Shelby County, Tennessee

During 2025, the cap for conventional loans in Collierville, located in Shelby county, TN, is $726,200, while the FHA limit for a single-family house is $472,030.

The Lendersa® calculator for Conventional loans lets you compare today’s rates including FHA Vs. Conventional Vs. USDA, assessing income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, see side-by-side evaluations of Conforming Conventional loans, USDA, FHA, and VA, to choose the optimal program for your needs in TN.

View loan offerings from 100 lenders

2025 loan limits and downpayment guidelines in Collierville, Shelby county, TN

Loan Type Heightened Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 38139, 38017, 38027

Discovering Conventional and FHA Loan Options in Collierville, TN

The aim of Lendersa® is to offer you the best Conventional, USDA, or FHA loan options speedily and without complexity. Start with one of three methods that lead you to matched lenders and appropriate loan programs.

Explore USDA loan requests and matches with Lendersa


  • C2 Financial
  • 10509 Vista Sorrento Pkwy #400, San Diego, CA, 92121
  • C2 Financial Corporation is one of the nation’s largest mortgage brokers,We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work For by Mortgage Executive Magazine.
  • Integrity Capital Inc
  • 11300 Sorrento Valley Road, Suite 103, San Diego, CA, 92121
  • "Integrity Capital is a leading hard money lender based in San Diego, CA. We specialize in real estate loans on all types of commercial and residential real estate. We are structured so that you speak directly to the decision maker. Loans can be funded as quickly as 3 days from receiving all due diligence documents"
  • First Security Mortgage
  • 11839 Sorrento Valley Rd., Suite 903, San Diego, CA, 92121
  • "First Security Mortgage is a family owned and operated company that has been arranging private money loans for California residents since 1972 Founded in 1972 and located in San Diego Ca., First Security Mortgage Home Loans Inc is a broker and Servicing Company for Hard Money Loans. We originate Real Estate Loans in California only
  • Summit Funding Inc.
  • 5414 Oberlin Dr UNIT 305, San Diego, CA, 92121
  • Our goal is to become your professional mortgage resource not just for this transaction, but for all your financing needs in the future. Our time and resources are spent making your next real estate finance experience the best you've ever had. We take great pride in building lifelong relationships. In fact, we guarantee you an experience unlike an
  • Lantzman Lending
  • 11696 Sorrento Valley Rd, Suite 201, San Diego, CA, 92121
  • We are a direct hard money lender providing same day loan commitments and fundings within your closing timelines (within a few days if necessary) We do not issue loan commitments only to have to raise money for the funding of a particular loan. We are a Direct Lender with the capital readily available.
  • Crest Funding Group Inc
  • 625 Ezee Street, Encinitas, CA, 92024
  • We are truly passionate about our profession & the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors & the most experienced Realtors in the country. Our mission is to guide you through the entire home loan process, so that you feel confident about the options available for you.
  • Rancho Coastal Realty, Inc
  • 4405 Manchester Avenue, Encinitas, CA, 92024
  • Rancho Coastal Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • Citywide Financial Corp
  • 417 Hickoryhill Drive, Encinitas, CA, 92024
  • The Express Mortgage Approval is a special service we have created to help simplify the loan application and approval process, so you can obtain your approval easier and faster. Our online loan application only takes a few minutes to fill out. Upon receipt of the application, we will complete your loan approval within 24 hours.
  • MJS Mortgage
  • 1345 Encinitas Blvd, Suite 401, Encinitas, CA, 92024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • IFC Mortgage
  • 326 Encinitas Blvd, Suite 200, Encinitas, CA, 92024
  • IFC Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you're a Veteran, first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • Sanborn Financial
  • 4403 Manchester Avenue, Suite 202, Encinitas, CA, 92024
  • Sanborn Financial can help you achieve your goals. To set up the right Encinitas, CA Mortgage plan for you, get in touch with us -- we're happy to help. Owner Doug Sanborn can help you with the respect due an esteemed customer and give you the personal service you deserve. owner can understand the big commitment you are making in buying a home