During 2026, the cap for conventional loans in Collierville, located in Shelby county, TN, is $726,200, while the FHA limit for a single-family house is $472,030.
The Lendersa® calculator for Conventional loans lets you compare today’s rates including FHA Vs. Conventional Vs. USDA, assessing income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, see side-by-side evaluations of Conforming Conventional loans, USDA, FHA, and VA, to choose the optimal program for your needs in TN.
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| Loan Type | Heightened Loan Limit | Minimum Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
This table applies to the following zip codes: 38139
The aim of Lendersa® is to offer you the best Conventional, USDA, or FHA loan options speedily and without complexity. Start with one of three methods that lead you to matched lenders and appropriate loan programs.
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