FHA VS Conventional loan programs in East-Ridge, Hamilton County, Tennessee

In 2026, the Conventional loan limit for East-Ridge, within Hamilton county, TN, is $647,200. The limit for an FHA loan for a single-family house is $420,680.

Make use of Lendersa®'s Conventional loan calculator to juxtapose the leading rates today among Conventional, FHA, and USDA loans, and find out the required income, credit reserves, and documents to qualify. With our sophisticated mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side-by-side to help determine the best program in TN for your specific financial situation.

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2026 Loan Limits and Downpayment Requirements in East-Ridge, Hamilton, TN

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to the following zip codes: 37412

Options for Conventional and FHA Loans in East-Ridge, TN

The objective of Lendersa® is to quickly and easily get you the best Conventional, USDA, or FHA loan available. Choose one of three starting options to find matching lenders and loan programs.

Results of Lendersa USDA loan requests and matches


  • Passumpsic Savings Bank
  • 497 Railroad Street, Saint Johnsbury, VT, 05819
  • Passumpsic Bank is a community bank, 11 branches strong, proudly serving the Northeast Kingdom, Central Vermont and New Hampshire's North Country. Passumpsic Bank is a one of the few remaining mutually owned banks. We are committed to reinvesting profits in the communities we serve, because our first priority has always been—and always will be—you.

  • Northern Lights Credit Union
  • 1004 Memorial Drive, Saint Johnsbury, VT, 05819
  • Northern Lights Credit Union is more than just a bank. As a full-service financial institution, NLCU offers all the consumer financial products you'd expect from a larger financial institution. Our priority is to provide low-fee or no-fee services with higher yields on savings and lower rates on loans.

  • Kennebunk Savings
  • 2 School Street, Berwick, ME, 03901
  • At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.

  • Peoples Bank Texas
  • 5820 82nd St, Lubbock, TX, 79424
  • Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.

  • City Bank Mortgage
  • 6524 82nd Street, Suite 120, Lubbock, TX, 79424
  • City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.

  • FIRST NATIONAL BANK NORTH
  • 600 Minnesota Avenue, Walker, MN, 56484
  • The First National Bank North has served local communities since 1902 and now serves several Minnesota Communities. At First National Bank North, we are invested in the growth and success of the Minnesota Communities we serve. As we continue to grow and provide the newest features to our customers, whether that be e-statements, mobile banking.

  • AimBank
  • 6506 19th St, Lubbock, TX, 79407
  • AT AimMortgage We look forward to putting our mortgage services to work for you!

    We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing

  • Dawson Home Mortgage
  • 655 3rd Avenue SE, Suite C, Perham, MN, 56573
  • At Dawson Home Mortgage we strive to give our customers competitive rates and offer a broad range of products giving you the top notch service you deserve.As a customer you will be treated as an individual and not just another number. We will walk you through every step of the way making sure your loan is processed on time.

  • Partners Bank
  • 900 Main St, Sanford, ME, 04073
  • Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019