FHA VS Conventional loan in Loudon, Loudon County, Tennessee

Throughout 2026 in Loudon, set in Loudon, TN, the conventional loan limit is $726,200 and for FHA it's $472,030 for single-family homes.

Employ the Lendersa® calculator to compare Conventional, FHA, and USDA loan rates today. Find out what income, credit, reserves, and documents are needed. Our comprehensive tool lets you view Conventional, USDA, FHA, and VA loans in tandem to decide which in TN fits your needs.

Compare offers from 100 lenders

2026 Loan Limits and Downpayment Rules in Loudon, TN

Loan Type Loan Limit Down payment
Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Valid for zip codes: 37774

Explore Loan Options in Loudon, TN

At Lendersa®, we prioritize securing the best Conventional, USDA, or FHA loans with no hassle. Choose from three starting points for matching lenders and loans.

USDA loans with Lendersa results


Loudon Lenders

  • SouthEast Bank
  • 12700 Kingston Pike, Knoxville, TN, 37934
  • Lends in Tennessee
  • SouthEast Bank has become a premiere financial institution in Tennessee by delivering exceptional quality service, & innovative Banking products to its clients. Our experienced staff diligently serves our communities with integrity and a sense of pride by offering exceptional service & value to not only our customers, but the community as a whole.

  • Volunteer Home Mortgage Inc.
  • 1033 W Broadway Ave, Maryville, TN, 37801
  • Lends in Tennessee
  • Volunteer Home Mortgage Inc. is a dream come true for me. We are one of the hand full of mortgage broker companies that is here to give our customers a variety of mortgage options and choices. We are a locally owned and operated mortgage company. Why call a BIG name bank or lender

  • First Choice Lending Services
  • 9821 Cogdill Road, Suite 2, Knoxville, TN, 37932
  • Lends in Tennessee
  • First Choice Lending Services can help you achieve your goals. To set up the right Knoxville, TN Mortgage plan for you, get in touch with us. At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate.

  • Tennessee Members 1st Federal Credit Union
  • 112 Administration Road, Oak Ridge, TN, 37830
  • Lends in Tennessee
  • TN Members 1st was Oak Ridge’s first credit union chartered by the Federal Government to service the employees of the Department of Energy. In October 2005, TN Members 1st received its community charter for Anderson, Knox, and Roane counties. Tennessee Members 1st Federal Credit Union exists to provide quality financial services for its members.

  • Homepath Mortgage LLC
  • 30 Rockingham Lane, Oak Ridge, TN, 37830
  • Lends in Tennessee
  • Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.

  • Y-12 Federal Credit Union
  • 501 Lafayette Dr, Oak Ridge, TN, 37830
  • Lends in Tennessee
  • Y-12 Federal Credit Union is a federally chartered not for profit organization, owned by its members, offering a wide range of financial services to its members/owners. The Credit Union was chartered in 1950, to serve the employees of the Union Carbide Y-12 Nuclear Weapons Production Plant.

  • 7 | Mortgage
  • 2077 Town Center Blvd, Suite 302, Knoxville, TN, 37922
  • Lends in Tennessee
  • We offer a full range of property and casualty insurance products to meet the needs of individuals and businesses. We are passionate about matching the right coverage at the right price. Our agents are not commissioned based employees, so you can rest assured you are receiving the best policy for your individual situation. Our agency is passionate

  • Foundation Mortgage
  • 123 Center Park Dr, Suite 101, Knoxville, TN, 37922
  • Lends in Tennessee
  • "The Foundation Mortgage Company Team is your premier mortgage team located in Knoxville, Tennessee. Our goal is to educate you on each of the available mortgage products, communicate with you through the lending process, and close with confidence. vailabl
    Whether you are a first time home buyer, purchasing your dream home"

  • ETMA FCU
  • 1828 Airbase Road, Louisville, TN, 37777
  • Lends in Tennessee
  • At East Tennessee Military Association Federal Credit Union (ETMA FCU), we understand and greatly value the service that you have undertaken for our country. It has impacted you and your entire family. From your spouse to your parents and siblings, your service to our great country has impacted all of us.