FHA VS Conventional loan in Murfreesboro, Rutherford County, Tennessee

As of 2025, the loan limit for Conventional loans in Murfreesboro, located in the county of Rutherford, TN, is $890,100. Meanwhile, for a single-family home, the FHA limit is $890,100. These specific loan limits are crucial for homebuyers planning real estate transactions within this area, ensuring they understand the financing parameters available to them.

Lendersa® offers a sophisticated Conventional loan calculator to help you compare the best rates available today across Conventional, FHA, and USDA loans. This tool assists in determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator features a side-by-side view of Conforming Conventional loans with USDA, FHA, and VA options, facilitating a more informed decision about which program in TN best matches your financial needs.

Explore comprehensive loan offers from a diverse array of 100 lenders

Detailed 2025 Loan Limits and Down Payment Requirements in Murfreesboro, County of Rutherford, TN

Loan Type Loan Limit Down Payment
Conventional Conforming $890,100 3%
USDA $555,600 0%
FHA $890,100 3.5%

The information in this comparison table applies to the following zip codes: 37132, 37130, 37129, 37128, 37127, 37131, 37133

Exploring Conventional and FHA Loan Options in Murfreesboro, TN

At Lendersa®, our primary aim is to swiftly connect you with the best possible Conventional, USDA, or FHA loan options without undue hassle. Choose one of these three starting strategies to ensure you reach matching lenders and suitable loan programs that cater to your needs and preferences.

Lendersa's processed results for USDA loan requests


  • Snap Lending LLC
  • 4525 S Wasatch Blvd, Suite 125, Salt Lake City, UT, 84124
  • Snap Lending is committed to helping you find the right mortgage based upon your specific needs. We understand that every borrower is different. As an independent brokerage, we offer a variety of products including several 100% mortgage options to meet each client's needs. We work hard for you.
  • Sugar House Mortgage
  • 2091 East 1300 South, Suite 203, Salt Lake City, UT, 84108
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Bankers Capital Resources Inc
  • 450 Jordan Road, Suite 4, Sedona, AZ, 86336
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Provident Financing Group
  • 1713 East Sandy's Grove Ln, Sandy, UT, 84092
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Mortgage Solutions of Utah
  • 11470 S 1320 E, Sandy, UT, 84092
  • Mortgage Solutions LLC is small! Small means fast, efficient & fluid. Small also means you deal with Kevin Mansouri & one other directly. Being a Small & being a Broker, gives you the best edge when getting your loan. Or, if you’re a realtor, it gets your client the best deal period.
  • Velocity Home Loans
  • 321 North County Blvd, Suite B, American Fork, UT, 84003
  • Each of the individuals on our team has over 20 years’ experience in the mortgage industry. The Velocity Home Loans team is proud to lead the marketplace with our commitment to the highest standards of excellence, going above and beyond to fulfill the promises we make to our clients and partners
  • Simplify Home Loans, LLC
  • 1261 South 820 East, Suite 200, American Fork, UT, 84003
  • Simplify Home Loans LLC is made up of a team of professionals who are dedicated to one vision: making the home loan process easy and convenient for everyone who is taking such an important step in their lives. Loans and refinancing can be complicated, and we are here to take the stress out of those processes for you.
  • TOTAL FINANCIAL HEALTH
  • 12 W 100 N, Suite 202-D, American Fork, UT, 84003
  • Total Financial Health Having over 16 years of experience with all kinds of mortgages allows you to have an advantage over other mortgage lenders. We've seen and done it all in the mortgage world. We are a WHOLESALE MORTGAGE BROKER. To look us up, you can find our company Total Financial Health, LLC on the National Mortgage Licensing System.
  • Sterling Capital Inc
  • 376 E 60 S, Suite B, American Fork, UT, 84003
  • Sterling Capital Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • Forewest Financial LLC
  • 2966 Oak Valley Circle, Sandy, UT, 84093
  • Forewest Financial LLC or ForewestMortgage.com is a licensed mortgage broker. We shop and use wholesale lenders nationwide to obtain the best possible mortgage loan financing available to any given borrower profile. We do conventional, FHA and VA loans as well as non-conventional lending.