FHA VS Conventional loan in Smyrna, Rutherford County, Tennessee

In the year 2026, the conventional loan limit for Smyrna in Rutherford county, TN, is $890,100. However, the FHA cap is $890,100 for single-family homes.

The Lendersa® calculator for Conventional loans allows comparison of current Conventional, FHA, and USDA rates. Evaluate income, credit, and document requirements needed to qualify. Our advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to decide on the best program for your finances in TN.

Explore loan offers from over 100 lenders

Loan limits and down payment needs for 2026 in Smyrna, Rutherford county, TN

Loan Type Loan Limit Down payment
Conventional Conforming $890,100 3%
USDA $555,600 0%
FHA $890,100 3.5%

This comparison is valid for zip codes: 37167

Exploring FHA and Conventional loan opportunities in Smyrna, TN

The primary goal of Lendersa® is to deliver optimal Conventional, USDA, or FHA loans quickly and easily. Begin with one of three pathways to connect with lenders and appropriate loan programs.

Discover USDA loan requests and matches at Lendersa


  • Yampa Valley Bank
  • 600 South Lincoln, Suite 100, Steamboat Springs, CO, 80487
  • Yampa Valley Bank is a truly locally owned Bank serving the people of Routt and Moffat Counties. Our singular commitment to community Banking is reflected in the honest and friendly service provided to all our visitors. It’s what we call Genuine Hometown Banking - it’s who we are.

  • Entrust Capital Funding
  • 2077 N Zaragoza Rd, Suite B202, El Paso, TX, 79938
  • The Entrust Capital Funding vision begins with a belief that real estate investments are a smart way to grow your assets and protect your financial future. As a private money lender, we focus on helping others obtain success. By providing investors and entrepreneurs with fast and reliable hard money loans.

  • Alpine Bank and Trust Co
  • 2200 Grand Avenue, Glenwood Springs, CO, 81601
  • Alpine Bank is an independent, employee-owned bank which has been helping build Colorado communities for over 45 years. In a time of impersonal banking giants, Alpine Bank stands out as a full-service community bank with the personal touch--delivering the full range of personal, business, wealth management*, mortgage and electronic banking services

  • First National Bank of Gillette
  • 319 S Gillette Ave, Gillette, WY, 82716
  • First National Bank of Gillette was founded in 1963 by Teno Roncalio and other members of the local business community. In 1965, Raymond Saunders purchased the majority interest in FNB and became Chairman. Today, Raymond’s son, Sam, has taken the reins as President & CEO. Sam ensures the vision of FNB remains

  • Candu Ventures, LLC
  • 300 N Center St. Unit 6, Casper, WY, 82601
  • We provide commercial loans and operational solutions that increase your profitability and access to capital (all categories) for developers, investors, and business owners in the U.S. and Canada.

    We also facilitate access to $1,000,000 to $5-billion US, with non-recourse loans that can be used for any purpose. The only collateral accepted are securities publicly traded on any one of 80+ stock exchanges around the world. Information about this program provided upon request.

  • Wyo Central Federal Credit Union
  • 190 S David Street, Casper, WY, 82601
  • Since its inception in 1958, Wyo Central Federal Credit Union has been serving its members in the Casper, Wyoming area with exceptional financial products. Wyo Central FCU has grown its membership to over 3, 400 with assets of more than $29 million. They have 13 full time employees with 2 branch offices.

  • Jonah Bank of Wyoming
  • 777 W. 1st Street, Casper, WY, 82601
  • Jonah Bank of Wyoming was established in 2006 by a group of folks that live and work in Wyoming and care about Wyoming. Our mission, Building a Better Wyoming, is accomplished through our support of Wyoming small businesses and their employees. We still believe in old fashioned quality banking where your banker is your neighbor, friend

  • WYOMING COMMUNITY DEVELOPMENT AUTHORITY
  • 155 North Beech Street, Casper, WY, 82601
  • WCDA provides low-interest single family mortgages, and education to help our customers buy and retain their homes. We also offer special programs to aid in the sustainability of homeownership. From our down payment assistance program, to homebuyer education and counseling, to our partnerships with developers and our work.

  • Stillwater Mortgage
  • 135 South Jackson St, Casper, WY, 82601
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Katahdin Trust Company
  • 11 Main Street, Patten, ME, 04765
  • Katahdin Trust is built on our heritage of commitment to the growth of the communities we serve.

    In our role as a true community bank, Katahdin Trust and its employees have long been recognized for our commitment to giving back to the communities that we serve. We are very proud that our commitment to communities is so extensive.