FHA VS Conventional loan programs in La-Vergne, Rutherford County, Tennessee

For the year 2026, the maximum loan limit for conventional financing in La-Vergne, located within the county of Rutherford, TN, is $694,600. Meanwhile, the FHA limit for a single-family residence is $694,600.

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Loan calculator comparison tool

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA options. Assess the necessary income, credit score, reserves, and required documentation for loan eligibility. Our sophisticated mortgage calculator displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to aid in deciding which program in TN suits your financial needs best.

Review loan offers from over 100 lenders

2026 Loan Limits & Downpayment Information for La-Vergne, Rutherford, TN

Type of Loan Maximum Limit Minimum Downpayment
Conventional Conforming $694,600 3%
USDA $469,200 0%
FHA $694,600 3.5%

This comparison table is relevant to the following zip codes: 37086

Options for Conventional and FHA Loans in La-Vergne, TN

The objective of Lendersa® is to obtain the best Conventional, USDA, or FHA loan for you promptly and with minimal effort. Choose from three different starting points that connect you with the right lenders and programs.

  1. Optimize your request with Conventional/USDA/FHA loan options
  2. Identify Conventional, USDA, and FHA rates and terms first
  3. Explore the extensive database of Conventional lenders
Results of Lendersa USDA loan requests and matches



  • River Rock Mortgage
  • PO Box 981810, Park City, UT, 84098

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • First National Mortgage
  • 397 North Main Street, Spanish Fork, UT, 84660

  • First National Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Remarkable Home Loans
  • 62 E 800 N, Suite 202, Spanish Fork, UT, 84660

  • Remarkable Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Utah Community Credit Union
  • PO Box 1900, Provo, UT, 84603

  • Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.

  • Preferred Mortgage Inc
  • 1145 South 800 East, Suite 101, Orem, UT, 84097

  • Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates

  • Evergreen Mortgage, LLC
  • 560 South State Street, Suite H-1, Orem, UT, 84097

  • Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.

  • Strategic Lending, LLC
  • 920 E 800 N, Suite 203, Orem, UT, 84097

  • Strategic Lending has served the lending needs of Utah residents since 2004. As a mortgage brokerage, Strategic Lending offers many advantages over other brokerages. Not only do we do comprehensive Pre-Qualifications for all interested parties, even before a loan is originated, we are also nationally recognized experts in investment lending

  • Gravity Capital, LLC
  • 531 E 770 N, Orem, UT, 84097

  • Gravity Capital LLC is a direct lender that provides lending solutions to help establish marketplace scenarios to connect accredited investors to entrepreneurs who need quick, quality funding sources for solid business real estate ventures. Whether you need funding to finish a real estate property project, or you need money to update your company’s

  • Timberline Mortgage, Inc
  • 716 South Cove View Rd, Richfield, UT, 84701

  • Timberline Mortgage, Inc. Team is your premier mortgage team located in Richfield, Utah. Timberline Mortgage, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Richfield area. Whether you are first time home buyer, purchasing your dream home.

  • Elevate Mortgage Group
  • 384 S 400 W, Suite 100, Lindon, UT, 84042

  • We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA.

    vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy
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