Explore the differences! FHA VS Conventional loan programs in La-Vergne, Rutherford County, Tennessee

For the year 2026, the maximum loan limit for conventional financing in La-Vergne, located within the county of Rutherford, TN, is $694,600. Meanwhile, the FHA limit for a single-family residence is $694,600.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA options. Assess the necessary income, credit score, reserves, and required documentation for loan eligibility. Our sophisticated mortgage calculator displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to aid in deciding which program in TN suits your financial needs best.

Review loan offers from over 100 lenders

2026 Loan Limits & Downpayment Information for La-Vergne, Rutherford, TN

Type of Loan Maximum Limit Minimum Downpayment
Conventional Conforming $694,600 3%
USDA $469,200 0%
FHA $694,600 3.5%

This comparison table is relevant to the following zip codes: 37086

Options for Conventional and FHA Loans in La-Vergne, TN

The objective of Lendersa® is to obtain the best Conventional, USDA, or FHA loan for you promptly and with minimal effort. Choose from three different starting points that connect you with the right lenders and programs.

Results of Lendersa USDA loan requests and matches


La-Vergne Lenders

  • Veritas Federal Credit Union
  • 685 Ken Pilkerton Drive, Smyrna, TN, 37167
  • Lends in Tennessee
  • Veritas Federal Credit Union is a Federally Chartered, Federally Insured Independent Financial Institution originally chartered on July 13, 1973 to serve the employees of Nissan Motor Corporation and other employers.Credit Union is a Federally Chartered, Federally Insured Independent Financial Institution originally chartered on July 13, 1973.

  • Accurate Mortgage Group
  • 1321 Murfreesboro Pike, Suite 200, Nashville, TN, 37217
  • Lends in Tennessee
  • Accurate Mortgage Group is a division of Acopia, LLC, which is a locally owned and operated mortgage lender in Middle Tennessee. But, really, we’re pretty much like you. Many of us grew up in this area and, those who didn’t, are quick to say how happy they are to have moved here. We’re proud to say that we live

  • TrueLink Capital Solutions
  • 2255 Memorial Blvd, Suite 11211, Murfreesboro, TN, 37129
  • Lends in Tennessee
  • At TrueLink Capital Solutions, we want to help you by offering one of the best tools in the world of business: commercial finance. Small business loans can make it possible to make huge improvements, undertake exciting projects, increase profits, or simply get back on your feet.

  • FirstBank
  • 615 Memorial Blvd, Murfreesboro, TN, 37129
  • Lends in Tennessee
  • We started in 1906 as Farmers State Bank, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our flagship branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change.

  • A Mortgage Boutique
  • 1574 Medical Center Pkwy, Suite 101, Murfreesboro, TN, 37129
  • Lends in Tennessee
  • We believe financing a home shouldn’t be a painful, stressful process. It’s why AMB’s founders walked away from big mortgage corporations to build something smaller and better — right in our home community. Our staff has hundreds of years of combined experience in the mortgage business

  • FIRST COMMUNITY MORTGAGE GROUP, INC.
  • 275 Robert Rose Drive, Murfreesboro, TN, 37129
  • Lends in Tennessee
  • Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it’s been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things

  • Key Mortgage Experts
  • 629 Vickery Park Dr, Nolensville, TN, 37135
  • Lends in Tennessee
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • MortgagePRO Inc
  • 220 Bateman Ave, Franklin, TN, 37211
  • Lends in Tennessee
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Your Best Credit Union
  • 26 Century Boulevard, Suite 3, Nashville, TN, 37214
  • Lends in Tennessee
  • The credit union began serving its members for business on May 4, 1967 as Capitol Credit Union. Over the years the credit union’s membership has evolved and becoming more diverse. To align with all the companies we serve, we are known today as Your Best Credit Union. Where YOU Matter! Your Best Credit Union was organized to encourage thrift.