FHA VS Conventional loan programs in Oak-Hill, Davidson County, Tennessee

In 2025, the loan limit for Conventional loans in Oak-Hill, positioned in Davidson county, TN, is $694,600. For a single-family home, the FHA limit stands at $694,600.

Leverage the Lendersa® Conventional loan calculator to assess today's optimal rates between Conventional, FHA, and USDA loans. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, ensuring you choose the best program for your financial situation in TN. It also helps determine the necessary income, credit, reserves, and documentation for qualification.

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2025 Loan Limits and Downpayment Requirements in Oak-Hill, Davidson County, TN

Loan Type Loan Limit Down Payment
Conventional Conforming $694,600 3%
USDA $469,200 0%
FHA $694,600 3.5%

This comparison applies to the zip codes: 37204, 37220

Discover Conventional and FHA Loan Options in Oak-Hill, TN

Lendersa® is focused on providing you with the best possible Conventional, USDA, or FHA loan quickly and easily. Start with one of three initial paths to connect with matching lenders and loan options.

Lendersa results for USDA loan requests


  • Winston-Salem Federal Credit Union
  • 711 East Salem Avenue, Winston Salem, NC, 27101
  • The Winston-Salem Federal Credit Union was incorporated in October, 1957. The Credit Union ended that year with 94 members and $2, 980 in assets. Today we are a full service credit union serving thousands of members with millions of dollars in assets. To be the members' primary financial institution by providing reliable,
  • Truliant Federal Credit Union
  • 893 North Liberty Street, Suite A, Winston Salem, NC, 27101
  • Truliant Federal Credit Union was chartered in 1952 to serve the employees of Western Electric and was known as Radio Shops Credit Union. It began serving about 2, 000 members and offered credit union services in Winston-Salem, Greensboro and Burlington. Today, Truliant serves over 280, 000 members with more than 30 locations.
  • The First National Bank of Pandora
  • 102 E Main Street, Pandora, OH, 45877
  • When First National Bank was founded over 100 years ago, we were established as an independent community bank to support area residents and businesses. In the years since we have grown in services and the number of branches but our commitment to our mission remains the same. We are focused on building lifelong relationships with our customers
  • Farmers and Merchants State Bank of Bushnell
  • 484 East Main Street, Bushnell, IL, 61422
  • Farmers & Merchants State Bank is Bushnell's only locally-owned bank, serving our community since 1913. We offer low rates on loans, competitive earnings on savings, and leading edge technology in all our services, along with the trust and privacy you deserve. Discover the difference of an employee owned bank
  • Bank Of Camilla
  • 50 E. Broad St, Camilla, GA, 31730
  • The Bank of Camilla was established more than 125 years ago as the first bank in Mitchell County. The bank was chartered on November 4, 1889, and began business on January 2, 1890, in the first brick building in Camilla, known for many years as "Bennett Hall." The founding fathers and first directors of the bank were T. R. Bennett.
  • Farmers and Merchants Bank
  • PO Box 158, Laotto, IN, 46763
  • Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold
  • Kraftman Federal Credit Union
  • 805 East Cypress, Bastrop, LA, 71220
  • STATEMENT OF VALUES We believe that, helping people is more important than profit. We are qualified, capable & able to provide for the financial needs of our membership. Our membership is family. Our membership is honest and worthy of our trust. Our membership deserves the very best financial service we can provide. Our staff is our greatest asset.
  • The Bank of Versailles
  • 113 East Newton Street, Versailles, MO, 65084
  • Serving the Generations Since 1882. That’s not just a tagline, at The Bank of Versailles that’s our way of doing business. Our goal is to provide you with personal service from your first savings account, to buying a home, & through your IRA distributions. Since opening our doors November 22, 1882, we have been locally-owned & locally-operated