FHA VS Conventional loan in Seymour, Sevier County, Tennessee

In 2026, the maximum allowable limit for a Conventional loan in Seymour, which is located within the county of Sevier, TN, is set at $726,200. On the flip side, if you are considering an FHA loan for a single-family home, the limit is $472,030. These thresholds guide potential homeowners in their financial planning.

Utilize the Lendersa® Conventional loan calculator to effectively compare the best current rates across Conventional, FHA, and USDA loans. Assess what income, credit score, reserves, and documentation are required to qualify for these loans. Our state-of-the-art mortgage calculator provides a side-by-side analysis of Conforming Conventional loans alongside USDA, FHA, and VA options, helping you determine which loan program in TN aligns best with your financial strategy.

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2026 Loan Limits and Downpayment Guidelines in Seymour, County of Sevier, TN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 37865

Uncover Conventional and FHA Loan Options in Seymour, TN

At Lendersa®, our objective is to offer you the most suitable Conventional, USDA, or FHA loan options rapidly and with minimal hassle. You can choose from three starting pathways that connect you with compatible lenders and tailored loan programs, ensuring you find the most beneficial fit for your financial objectives.

Detailed USDA loan request and match results with Lendersa


Seymour Lenders

  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • Lends in Tennessee
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.

  • CBBC Bank
  • 330 E. Broadway, Maryville, TN, 37804
  • Lends in Tennessee
  • CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.

  • SmartBank
  • 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
  • Lends in Tennessee
  • SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007

  • Knoxville Law Enforcement Federal Credit Union
  • 501 E Summit Hill Drive, Knoxville, TN, 37915
  • Lends in Tennessee
  • Knoxville Law Enforcement Federal Credit Union is a member-owned, not-for-profit financial services cooperative. Our mission is to effectively and efficiently operate as a financial cooperative; to promote participation by all those within the defined membership; to encourage savings and provide competitive credit.

  • Knoxville TVA Employees Credit Union
  • PO Box 36027, Knoxville, TN, 37930
  • Lends in Tennessee
  • Knoxville TVA Employees Credit Union was established in 1934 to provide services for a growing community of TVA employees. The Credit Union now has 20 locations throughout East Tennessee and serves more than 180, 000 members. Credit Union services are available to anyone who lives, works, worships.

  • Home Federal Bank of Tennessee
  • 515 Market Street, Knoxville, TN, 37902
  • Lends in Tennessee
  • A full-service banking institution based in Knoxville since 1924, Home Federal Bank offers a complete line of personal, home, business and commercial banking services. From mortgage and consumer loans, checking and savings plans and accounts, personal and business trusts and investment planning—to retail services, ATM/Debit cards, credit cards

  • UT Federal Credit Union
  • PO Box 51848, Knoxville, TN, 37950
  • Lends in Tennessee
  • UT Federal Credit Union is a member-owned, and community chartered, financial cooperative. While UTFCU is a full-service financial institution, it also strives to fulfill the credit union philosophy of People Helping People in everything it does. The heart of UTFCU has always been, and will always be, the members and communities it serves

  • Trust Tennessee Home Mortgage, Inc
  • 445 Marilyn Lane, Alcoa, TN, 37701
  • Lends in Tennessee
  • TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.

  • Mountain Commerce Bank
  • 6101 Kingston Pike, Knoxville, TN, 37919
  • Lends in Tennessee
  • In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee.

    By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.