FHA VS Conventional loan in Pigeon-Forge, Sevier County, Tennessee

In 2026, the conventional loan limit in Pigeon-Forge, Sevier, TN is $647,200, while the FHA limit for single-family homes is $420,680.

Utilize the Lendersa® calculator to assess current Conventional, FHA, and USDA loan rates, determining the necessary income, credit, reserves, and documents to qualify. Our tool allows side-by-side comparisons for informed decisions within TN.

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2026 Loan Limits and Downpayment Requirements in Pigeon-Forge, Sevier, TN

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applies to ZIP codes: 37863

Options for Conventional and FHA Loans in Pigeon-Forge, TN

Lendersa® aims to offer the best possible Conventional, USDA, or FHA loan efficiently and hassle-free. Start by choosing one of three ways to locate compatible lenders and programs.

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Pigeon-Forge Lenders

  • SmartBank
  • 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
  • Lends in Tennessee
  • SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007

  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • Lends in Tennessee
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.

  • CBBC Bank
  • 330 E. Broadway, Maryville, TN, 37804
  • Lends in Tennessee
  • CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.

  • Knoxville Law Enforcement Federal Credit Union
  • 501 E Summit Hill Drive, Knoxville, TN, 37915
  • Lends in Tennessee
  • Knoxville Law Enforcement Federal Credit Union is a member-owned, not-for-profit financial services cooperative. Our mission is to effectively and efficiently operate as a financial cooperative; to promote participation by all those within the defined membership; to encourage savings and provide competitive credit.

  • Trust Tennessee Home Mortgage, Inc
  • 445 Marilyn Lane, Alcoa, TN, 37701
  • Lends in Tennessee
  • TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.

  • Knoxville TVA Employees Credit Union
  • PO Box 36027, Knoxville, TN, 37930
  • Lends in Tennessee
  • Knoxville TVA Employees Credit Union was established in 1934 to provide services for a growing community of TVA employees. The Credit Union now has 20 locations throughout East Tennessee and serves more than 180, 000 members. Credit Union services are available to anyone who lives, works, worships.

  • FIRST PEOPLES BANK
  • 206 W Broadway Blvd, Jefferson City, TN, 37760
  • Lends in Tennessee
  • First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.

  • Home Federal Bank of Tennessee
  • 515 Market Street, Knoxville, TN, 37902
  • Lends in Tennessee
  • A full-service banking institution based in Knoxville since 1924, Home Federal Bank offers a complete line of personal, home, business and commercial banking services. From mortgage and consumer loans, checking and savings plans and accounts, personal and business trusts and investment planning—to retail services, ATM/Debit cards, credit cards

  • UT Federal Credit Union
  • PO Box 51848, Knoxville, TN, 37950
  • Lends in Tennessee
  • UT Federal Credit Union is a member-owned, and community chartered, financial cooperative. While UTFCU is a full-service financial institution, it also strives to fulfill the credit union philosophy of People Helping People in everything it does. The heart of UTFCU has always been, and will always be, the members and communities it serves