In the year 2025, within Sparta located in the county of White, TN, the conventional loan limit is specified as $726,200. For comparison, the FHA cap is noted to be $472,030 for a home built to accommodate a single family. These varying limits reflect distinct boundaries applied to these types of loans.
Employ the Lendersa® Conventional loan calculator for an insightful comparison of today's leading rates across Conventional, FHA, and USDA categories. This tool allows you to evaluate required income, credit standing, reserves, and necessary documents for qualification seamlessly. With our advanced mortgage calculator at your fingertips, view side-by-side assessments of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program to match your financial objectives in TN.
Explore and compare loan offers from a solid network of 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Relevant for the following zip codes: 38583
Lendersa® is your partner in obtaining the most advantageous Conventional, USDA, or FHA loan options swiftly and without undue complications. Our objective is to connect you with accessible lenders and programs that fit your specific needs. Start by choosing one of the three established pathways tailored to guide you comprehensively through the process.
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Bridge Loan Guides
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