Explore the differences! FHA VS Conventional loan programs in Abilene, Taylor County, Texas
In 2025, the Conventional loan limit for Abilene, located in the county of Taylor, TX, stands at $726,200. Simultaneously, the FHA loan limit for a single-family residence is established at $472,030. These figures are essential for buyers and those considering refinancing, as they provide a clear picture of the available financing options.
With the Lendersa® Conventional loan calculator, you can compare today's leading rates between Conventional, FHA, and USDA loans. It enables you to determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator aligns Conforming Conventional loans alongside USDA, FHA, and VA options side by side. This comparison is designed to assist you in selecting the most suitable mortgage program for your distinct financial situation in TX.
2025 Loan Limits and Down Payment Requirements in Abilene, County of Taylor, TX
These established limits provide crucial information that aids in effective planning and execution when purchasing or refinancing a home.
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the specified zip codes: 79605, 79699, 79603, 79601, 79607, 79606, 79602, 79604, 79608, 79697, 79698. It serves as a guiding reference to understand the nuances of local mortgage options and eligibility.
Exploring Loan Options for Conventional and FHA in Abilene, TX
Lendersa® is dedicated to helping you secure the most advantageous Conventional, USDA, or FHA loan with agility and a simplified process. Choose one of three specialized pathways that connect you with compatible lenders and loan solutions tailored to your specific requirements, ensuring a seamless and effective experience.
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