Explore the differences! FHA VS Conventional loan programs in Stamford, Jones County, Texas

In the year 2025, within Stamford, located in the county of Jones, TX, the Conventional loan threshold is $647,200, while the FHA limit for a single-family dwelling is $420,680.

With the Lendersa® Conventional loan calculator, you can evaluate today's top Conventional, USDA, and FHA rates. Determine necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the optimal program for your financial circumstances in TX.

Compare loan offers from 100 lenders

2025 loan limits and required down payments for Stamford, in the county of Jones, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table refers to the following zip codes: 79553, 79521

Options for Conventional and FHA Loans in Stamford, TX

The aim of Lendersa® is to swiftly secure you the most advantageous Conventional, USDA, or FHA loan with minimal hassle. Choose from three initial options that will connect you to appropriate lenders and tailored loan programs.

Lendersa USDA loan request matching results


  • Matson Mortgage Services LLC
  • 1703 Whitehall Drive, Suite 7b, Longmont, CO, 80504
  • I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation
  • Centennial Lending
  • 11281 Business Park Cir, Longmont, CO, 80504
  • Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.
  • Legends Bank of Missouri
  • 204 S. Alvarado, Belle, MO, 65013
  • What today is Legends Bank was established in 1913 in the community of Rich Fountain, Missouri, as the Rich Fountain Bank. It was one of the few banks in Osage County to survive the Great Depression. In fact, its move to Linn in 1936 was the result of the failure of all of the banks which had been operating in Linn.
  • Five Star Mortgage LLC
  • 2692 Linden Drive, Boulder, CO, 80304
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Bank of Clarks
  • 301 N. Green, Clarks, NE, 68628
  • Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.
  • County Bank MO
  • 116 W. Broadway, Brunswick, MO, 65236
  • Our mission is to help our customers with the best possible customized financial resources, utilizing the latest banking technology available. We are dedicated to helping real people with real solutions by providing the personal, efficient service our customers deserve. County Bank first opened its doors in March of 1877.
  • FAA Federal Credit Union
  • 3920 Whitebrook Drive, Memphis, TN, 38118
  • FAA Federal Credit Union is a not-for-profit, financial cooperative that exists to serve the employees within our various approved service employee groups. Our original charter was established on July 21, 1954, as the Department of Commerce Memphis Employees Federal Credit Union.
  • Veterans United Home Loans Eagle River
  • 1400 Veterans United Drive, Columbia, MO, 65203
  • We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation. But to us, success isn’t measured in numbers. Our success is measured in living our values every day