FHA VS Conventional loan programs in Sweetwater, Nolan County, Texas

In 2026, the conventional loan limit for Sweetwater in Nolan county, TX, is $726,200, while for a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, and documents needed for qualification. Our advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating your decision on the optimal program in TX for your financial situation.

See loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Sweetwater, Nolan County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 79556

Explore Conventional and FHA Loan Options in Sweetwater, TX

Lendersa® is dedicated to quickly securing the best Conventional, USDA, or FHA loan for you. Choose one of three pathways to connect with matching lenders and loan offers without hassle.

Discover Lendersa USDA loan outcomes


Sweetwater Lenders

  • Roscoe State Bank
  • 117 Cypress St, Roscoe, TX, 79545
  • Lends in Texas
  • Roscoe State Bank's long history of growth and stability is directly tied to its unique culture, where we believe in treating our customers like neighbors. As you enter our bank we want to greet you as if it was across the fence of your backyard. We provide banking services that answer to where you are in your life.

  • Communities of Abilene Federal Credit Union
  • 3661 N 6th Street, Abilene, TX, 79603
  • Lends in Texas
  • Originally named Abilene Air Force Base Federal Credit Union, Communities of Abilene Federal Credit Union was chartered on December 7, 1955 as a single sponsor credit union for the armed services personnel stationed at Abilene Air Force Base (Now Dyess AFB). We had seven founding members and assets of $41.50 by year end.

  • Abilene Teachers Federal Credit Union
  • 3849 Antilley Road, Abilene, TX, 79606
  • Lends in Texas
  • Abilene Teachers Federal Credit Union has been open since 1950. The credit union has assets totaling $578.04 Million and provides banking services to more than 53, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups.

  • First Abilene Federal Credit Union
  • 3324 Catclaw Drive, Abilene, TX, 79606
  • Lends in Texas
  • First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso

  • First Priority Credit Union
  • 3165 S 27th Street, Abilene, TX, 79605
  • Lends in Texas
  • First Priority Credit Union was drafted on July 14, 1930, and approved by the Texas State Banking Board on September 2, 1930. First Priority Credit Union was chartered as Abilene Postal Employees’ Credit Union by the following US Postal Service employees who also served as the original board of Directors.

  • First Financial Bankshares
  • 400 Pine Street, Abilene, TX, 79601
  • Lends in Texas
  • Since 1890, First Financial has been serving the financial needs of customers just like you. Not just through good times, but during difficult years too. We survived the Great Depression, the collapse of the Texas economy in the 1980s, and the Great Recession. Throughout it all, we remain a place of stability and trust for our customers.

  • Citizens Bank, National Association
  • 4201 S Treadaway Blvd, Abilene, TX, 79602
  • Lends in Texas
  • Citizens Bank Has Served The Financial Needs Of Customers In The Big Country And Rolling Plains Regions Of Texas For Almost 100 Years. We Are Locally Owned And Committed To Building Strong And Enduring Relationships With Our Customers. We Offer A True, Full Service Experience That Can Serve You During All Stages Of Life And Business.

  • First Bank Texas
  • 244 Market Street, Baird, TX, 79504
  • Lends in Texas
  • First Bank Texas was chartered on May 15th, 1880 as First National Bank, and has been serving Texas Families for over 142 years. First Bank Texas is a home-town bank with directors, officer, and employees who are committed to serving the community in which they work and live. Knowing customers by name

  • First National Bank Albany/Breckenridge
  • 100 S. Main, Albany, TX, 76430
  • Lends in Texas
  • First National Bank Albany/Breckenridge has a long, storied history stretching back over 135 years. The bank was first organized in 1883 as The First National Bank of Albany. It was a country bank founded because of the need to have access to local banking. The bank evolved as the local area gradually developed from frontier to settlement.