FHA VS Conventional loan programs in 2025 for Alamo, Hidalgo County, Texas

As of 2025, the loan limit for Conventional loans in Alamo, within Hidalgo county, TX, is established at $726,200. However, the FHA loan limit for a single-family home is set at $472,030. These specified limits indicate the maximum borrowing capacity permissible under these different loan programs within this particular area, guiding applicants in their decision-making process effectively.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's leading loan rates for Conventional against FHA and USDA programs. Establish the required income, credit level, reserve amounts, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side presentation of Conforming Conventional loans along with USDA, FHA, and VA options, providing a detailed view to assist in choosing the ideal program in TX to suit your unique financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Alamo, Hidalgo, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This explanation table applies to zip codes: 78516. Ensure these codes cover your location for accurate loan applicability.

Explore Conventional and FHA Loan Options in Alamo, TX

The primary goal at Lendersa® is to promptly and efficiently link you with the best possible Conventional, USDA, or FHA loans, easing the process and ensuring the most beneficial terms. Begin by selecting from one of three clear pathways to align with matching lenders and specific loan programs that adhere to your financial objectives.

Detailed insights from Lendersa USDA loan requests and matches


  • Bausley Home Loans & Realty
  • 13119 Daventry Street, Pacoima, CA, 91331
  • Bausley Home Loans & Realty , our mission is simple. During the mortgage application process, we're your advocate. Whatever financing goals you have, it's our job to fulfill them. This means getting the money you need. There are a variety of different loan types available on the market today, as well as many different lenders.
  • KB Capital group
  • 15021 ventura blvd, Sherman Oaks, CA, 91403
  • We are a no Income lender that specializes in home financing for borrowers with too many write offs on their taxes, wage earners with less than 2yr work history. Foreign national & ITIN borrowers. fast approval fast close Private money / Non-QM programs 70 CLTV No fico required
  • Option One Lending
  • 14724 Ventura Blvd, Suite 775, Sherman Oaks, CA, 91403
  • Option One Lending was established over a decade ago as a full service lender. Since then, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs.
  • 1st Point Lending Inc.
  • 15315 Magnolia Blvd, Suite 328, Sherman Oaks, CA, 91403
  • 1st Point Lending, Inc. is an expert financial adviser, providing best solutions for your home purchase needs. We are mortgage professionals assisting in Residential and Commercial loans, including Conventional, FHA/USDA/VA, Jumbo and Private Money loans. Financing Made Simple with 1st Point Lending, Inc
  • Banc Mortgage, Inc
  • 15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Preferred Lending Group
  • 15303 Ventura Boulevard, Suite 921, Sherman Oaks, CA, 91403
  • PLG is an experienced team of finance and realty professionals committed to providing outstanding tailored programs to our clients — including fast and easy home loans and realty services. The PLG team recognizes that each individual & situation is unique and takes the needs of each client seriously to go the extra mile & ensure your satisfaction.
  • Unity Mortgage Lending, Inc.
  • 15325 Magnolia Boulevard, Suite 302, Sherman Oaks, CA, 91403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • NextGen Residential
  • 15233 Ventura Boulevard, Suite 500, Sherman Oaks, CA, 91403
  • Veterans of America Mortgage, we take great pride in our history. We’ve experienced tremendous success because of our unwavering commitment to enhancing lives every day. We’re honored to say we’ve helped thousands of military families purchase the home of their dreams and we are dedicated to continually providing service.
  • ALG Mortgage Inc.
  • 15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
  • At ALG Mortgage we take your application and shop 100+ lenders nationwide for you, with just one credit inquiry. Our motto is simple: “Hundreds of Options. One Simple Application.” Designed to save you precious time and money. Shop ALL options with one application with ALG Mortgage. Your local bank will take all your info, run your credit,