Explore the differences! FHA VS Conventional loan programs in Alamo, Hidalgo County, Texas
As of 2026, the loan limit for Conventional loans in Alamo, within Hidalgo county, TX, is established at $726,200. However, the FHA loan limit for a single-family home is set at $472,030. These specified limits indicate the maximum borrowing capacity permissible under these different loan programs within this particular area, guiding applicants in their decision-making process effectively.
Utilize the Lendersa® Conventional loan calculator to effectively compare today's leading loan rates for Conventional against FHA and USDA programs. Establish the required income, credit level, reserve amounts, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side presentation of Conforming Conventional loans along with USDA, FHA, and VA options, providing a detailed view to assist in choosing the ideal program in TX to suit your unique financial circumstances.
2026 Loan Limits and Down Payment Requirements in Alamo, Hidalgo, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This explanation table applies to zip codes: 78516. Ensure these codes cover your location for accurate loan applicability.
Explore Conventional and FHA Loan Options in Alamo, TX
The primary goal at Lendersa® is to promptly and efficiently link you with the best possible Conventional, USDA, or FHA loans, easing the process and ensuring the most beneficial terms. Begin by selecting from one of three clear pathways to align with matching lenders and specific loan programs that adhere to your financial objectives.
Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union
Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.
Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
Lends in Texas
"WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market. Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are for our Loan Officers to be educated, resourceful."
La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.
Path Finder Mortgage Solutions gets you the perfect loan that will fit your budget & lifestyle. With personal attention, we work closely with you to provide you with the mortgage solutions that you deserve. A trustworthy source and reputable mortgage company, Path Finder Mortgage Solutions is headed by Hilda Cardoza and her team of dedicated Team.
Harrison Lending Group, we provide custom-tailored lending programs to fit the needs of each borrower and property type. Our many years of experience helps us match your financial profile and property type to the lender's requirements and willingness to fund a particular commercial mortgage loan.
Structure Finance is a direct mortgage Broker committed on helping our customers envision what home should feel like. Here we are to serve you with any mortgage loan need you have.Our team is committed to help you better understand the maze of mortgage finance. We take the time to listen to your mortgage needs and find the right loan that suits you
Vantage Bank Texas is a community bank focused on meeting the financial needs of small-to-medium sized businesses. We specialize in business lending along with business cash management services Our Vision is to build a financial services company that will be relevant, competitive, profitable, and visionary.
Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983. Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.
