As of 2026, the loan limit for Conventional loans in Alamo, within Hidalgo county, TX, is established at $726,200. However, the FHA loan limit for a single-family home is set at $472,030. These specified limits indicate the maximum borrowing capacity permissible under these different loan programs within this particular area, guiding applicants in their decision-making process effectively.
Utilize the Lendersa® Conventional loan calculator to effectively compare today's leading loan rates for Conventional against FHA and USDA programs. Establish the required income, credit level, reserve amounts, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side presentation of Conforming Conventional loans along with USDA, FHA, and VA options, providing a detailed view to assist in choosing the ideal program in TX to suit your unique financial circumstances.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This explanation table applies to zip codes: 78516. Ensure these codes cover your location for accurate loan applicability.
The primary goal at Lendersa® is to promptly and efficiently link you with the best possible Conventional, USDA, or FHA loans, easing the process and ensuring the most beneficial terms. Begin by selecting from one of three clear pathways to align with matching lenders and specific loan programs that adhere to your financial objectives.
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