FHA VS Conventional loan in South-Alamo, Hidalgo County, Texas

In 2026, the conventional loan limit for a single-family home in South-Alamo, Hidalgo county, TX, is $647,200. Meanwhile, the FHA limit stands at $420,680.

Use the Lendersa® Conventional loan calculator to compare today’s rates across Conventional, FHA, and USDA options. Determine income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator aligns Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program for your needs in TX.

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Loan Limits and Down Payment Requirements for 2026 in South-Alamo, Hidalgo, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table pertains to zip codes: 78516

Exploring Conventional and FHA Loan Options in South-Alamo, TX

Lendersa® works to provide the ideal Conventional, USDA, or FHA loan fast and hassle-free. Choose one of the three starting paths connecting you to suitable lenders and specialized loan programs.

Overview of USDA loan request matching at Lendersa


  • Red Tower Capital, Inc.
  • 73 Sumner St #203, San Francisco, CA, 94103
  • Red Tower Capital is a direct private money lending company based in San Francisco. We focus on providing quality alternative real estate financing to residential and commercial property owners in Northern California. and also specializing in private lending. mission is to provide competitive alternative real estate financing to property owners

  • Conventus Lending
  • 111 Potrero Ave, SAN FRANCISCO, CA, 94103
  • Conventus provides business purpose financing for the purchase, renovation and rental of single and multi-family residential real estate. Our mission is to quickly understand your unique story. We provide personalized service and transparent financing at highly competitive rates with no hidden fees

  • Plum Lending
  • 445 Bush Street, Suite 500, San Francisco, CA, 94108
  • Plum Lending is revolutionary commercial real estate lending, combining the world of data science with traditional lending. Our mission is to help borrowers meet their funding needs with the most efficient and optimal process in the industry. We provide smart and reliable funding options.

  • AMA Mortgage
  • 3101 San Jose Avenue, San Francisco, CA, 94112
  • AMA Mortgage is a mortgage brokerage to offer many different loan programs available out in the lending world. You don’t have to shop around to get the best rates and programs. A loan broker works with multiple lenders and can find the loan that will fit your situation, at the best rate possible.

  • SunnyHill Financial Inc
  • 600 California St, Suite 15-007, San Francisco, CA, 94108
  • SunnyHill Financial has over 50 years of combined mortgage experience, ranging from some of the oldest banking institutions to the newest mortgage Fintech startups. You will be working directly with the owners of the company and alos Proudly service are Az, Ca, Co, GA, MI, NC, OH, FL, OR, PA, TX, and UT.

  • Sierra Lending Corporation
  • 25 Taylor St, Suite 607, San Francisco, CA, 94102
  • We are Sierra Lending, specializing in mortgage loans in California and Texas for self-employed, foreign national and ITIN borrowers. At Sierra Lending we are here to help those who may have been turned down for a mortgage loan by traditional mortgage lenders due to their self-employed status, or because they are a citizen of a foreign country.

  • Home Lending Company
  • 601 Van Ness Avenue, Suite E441, San Francisco, CA, 94102
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Resource Lenders
  • 180 Redwood St., Suite 250, San Francisco, CA, 94102
  • Parkside Lending is a national wholesale and correspondent lender that cares. We’re committed to making a positive difference for both clients and their borrowers. Our sensible approach to underwriting, innovative suite of mortgage products, and proprietary technology help loan officers and lenders close more loans.

  • Scion Lending
  • 325 Chestnut St, Suite 800, Philadelphia, PA, 19106
  • Our mission is to help our customers build wealth through real estate thus our tagline, "The Wealth Builder through Real Estates. Our only purpose is to deliver successful results. You do not need to be afraid of taking the first steps towards homeownership because we will guide you.

  • Crestline Financial Inc.
  • 320 Arkansas Street, Vallejo, CA, 94590
  • "Crestline Financial Inc The home loan process can be an intimidating one, especially for first time home buyers or those who may have been turned down by other companies.
    Crestline Financial has a professional and courteous staff who is prepared to assist you through each phase of the lending process."

  • Pacific Bay Financial Corporation
  • 355 Gellert Blvd, Suite 230, Daly City, CA, 94015
  • Pacific Bay Financial has been in business since 1985. We have acquired a reputation as one of the best mortgage companies in the Bay Area through our constant effort to offer the highest quality service to our clients. In this challenging lending environment, banks and borrowers find it difficult to find the right answers.