FHA VS Conventional loan programs in Scissors, Hidalgo County, Texas

For 2026, the loan limit for a Conventional mortgage in Scissors, located in Hidalgo, TX, is set at $726,200, whereas the FHA limit is $472,030 for a single-family home.

The Lendersa® Conventional loan calculator helps you compare the best current rates of Conventional, FHA, and USDA loans. You can determine the necessary income, credit score, reserves, and documents required to qualify. Our advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the optimal program for your financial needs in TX.

Explore loan offers from a selection of 100 lenders

Understanding 2026 Loan Limits and Down Payment Requirements in Scissors, Hidalgo, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for zip codes: 78537

Various Loan Options for Conventional and FHA in Scissors, TX

The mission of Lendersa® is to help you quickly find the best Conventional, USDA, or FHA loans, making the process hassle-free. Start by selecting one of three pathways that will match you with suitable lenders and loan programs.

Results for Lendersa USDA loan offerings


  • Lawhorn & Associates Mortgage Company, Inc
  • 100 Jefferson Street South, Suite 100-B, Huntsville, AL, 35801
  • "Lawhorn & Associates, a mortgage brokerage company, can get the lowest mortgage rate on loan products for Conventional, FHA, VA, USDA and Reverse mortgage financing.

    We post the current rates daily. We specialize in getting the lowest 30-year and 15-year fixed rates. We have many mortgage resources and tools to assist in your financing"

  • Southern Fidelity Mortgage Group of Huntsville
  • 3350 L and N Drive SW, Huntsville, AL, 35801
  • Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.

  • Redmond Lending Group, LLC
  • 228 Holmes Ave NE, 5th Floor, Huntsville, AL, 35801
  • "Redmond Lending Group is a one stop shop for all your home & business loan needs. From purchasing your first home, buying investment property, or acquiring a new business. RLG wants to help.
    To provide the lowest rates and fees in our community; to save our clients the most money possible. Cutting out all the red tape and hassle,"

  • First State Bank and Trust
  • 609 Vermont Street, Lawrence, KS, 66044
  • First State Bank & Trust is an independent financial institution headquartered in Tonganoxie, Kansas. Our Bank has a long history of community service since our original charter in 1934 and that continues today in our locations in Tonganoxie, Basehor, Kansas City, Lawrence, and Perry, Kansas.

  • WinSouth Credit Union
  • 110 South 26th Street, Gadsden, AL, 35904
  • WinSouth Credit Union is a cooperative financial institution, owned & controlled by the people who use its services. These people are members. WinSouth Credit Union serves groups that share something in common, such as where they work, live or go to church. Credit unions are not-for-profit, and exist to provide a safe, convenient place for members.

  • Smart Home Lending
  • 6801 W. 107th St, Suite 106, Overland Park, KS, 66212
  • Purchasing a home is an important step of your life, whether it’s your first home or fifth move. We understand it. That’s why we built a mortgage company that places you and your needs at the center of everything we do.

    We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.

  • Fortress Home Loans
  • 6801 W 107th St, Suite 106, Overland Park, KS, 66212
  • Jim Casson focus on residential home loans for clients.We offer the ideal combination of flexibility & experience.Our commitment is to ensure our clients have the right loan, at the right time, for the right reason.Residential home loans for clients.We offer the ideal combination of flexibility & experience. Our commitment is to ensure our client.

  • Maries County Bank
  • 205 Highway 63 N, Vienna, MO, 65582
  • On August 7, 1900, eight men affixed their signature or mark to the handwritten letter requesting a charter for a bank in Vienna. These founders of The Maries County Bank were John Coates, Thomas Felker, J.H. Roberts, John Otto, T.F. Branson, Antone Feldkamper, John Birmingham and Peter Redel.

  • Lakeside Credit Union
  • 1008 Broadway, New Johnsonville, TN, 37134
  • Lakeside Employees Credit Union has been open since 1991. The credit union has assets totaling $42.43 Million and provides banking services to more than 3, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.