Explore the differences! FHA VS Conventional loan programs in Alvarado, Johnson County, Texas

For 2026, the conventional loan limit in Alvarado, within the county of Johnson, TX, is set at $726,200. In contrast, the FHA limit for a single-family home is $531,300.

With the Lendersa® Conventional loan calculator, compare the leading rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation needed to qualify. This advanced calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to select the most appropriate program in TX for your financial situation.

View loan offers from a selection of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Alvarado, Johnson, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

This comparison is applicable to the zip codes: 76009

Conventional and FHA Loan Opportunities in Alvarado, TX

The goal of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loan for you, eliminating any hassle. Select from three starting points that connect you with matching lenders and loan programs.

Lendersa matches for USDA loan requests


  • Dalhart Federal Savings & Loan Association, SSB
  • 502 Denrock Avenue, Dalhart, TX, 79022
  • Dalhart Federal Savings & Loan, chartered in 1934, is located in a rural farming community. In 1975 the Board of Directors decided to expand outside of Dalhart and opened a branch in Dumas. The philosophy of our founding members was to serve the local community mainly through mortgage lending. Although this philosophy is still true today, modern ti

  • BankPlus
  • 6410 Watkins Drive, Jackson, MS, 39213
  • BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.

  • Tangipahoa Parish Teachers' Credit Union
  • 411 East Oak Street, Amite, LA, 70422
  • Tangipahoa Parish Teachers’ Credit Union filed its original charter to begin operations almost 72 years ago on August 27, 1946. At the time of its organization, the Credit Union had approximately 25 members and had assets in the amount of $256.50. The field of membership included employees of the Tangipahoa Parish School Board.

  • First National Bank of Kansas
  • 600 N 4th Street, Burlington, KS, 66839
  • First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902.

    Our mission is to meet the needs of the market we serve by providing community leadership.

  • Bank of Salem
  • 207 West Church St, Salem, AR, 72576
  • Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson.

    Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)

  • Eagle Express Federal Credit Union
  • 567 S State Street, Jackson, MS, 39201
  • The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.

  • Trustmark Mortgage Services
  • 401 N West St, Jackson, MS, 39201
  • Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.

  • Magnolia Federal Credit Union
  • 240 Briarwood Drive, Jackson, MS, 39206
  • Magnolia Federal Credit Union is a multi-million-dollar, full-service financial institution offering a large suite of financial products and services to its members. Because we’re not focused on shareholders, we return our earnings to our members in the form of reduced fees, lower interest rates on loans, and higher returns on savings.

  • Lyons Federal Bank
  • 200 East Avenue South, Lyons, KS, 67554
  • Lyons Federal Bank's objective has always been to remain a sound institution for our customers' investment and loan needs. We are proud of the way we are able to meet those needs in a most efficient and friendly way. Lyons Federal Bank is still a locally owned, "hometown" bank with a long history of providing efficient,

  • Enterprise Corporation of the Delta
  • 4 Old River Pl, Suite A, Jackson, MS, 39202
  • HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing

  • Members Exchange Credit Union
  • 107 Marketridge Drive, Ridgeland, MS, 39157
  • MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi.

    At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.

  • Brightview Credit Union
  • 713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157
  • BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.