FHA VS Conventional loan programs in 2026 for Venus, Johnson County, Texas

For the year 2026, the maximum allowable amount for a conventional loan in Venus, situated in the county of Johnson, TX is $726,200. Meanwhile, the FHA ceiling for a single-family home is $531,300.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA mortgages. It also helps you identify the income, credit, reserves, and documents required for eligibility. Our sophisticated mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, providing a clear comparison to assist you in selecting the best option in TX for your financial scenario.

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Details on 2026 loan limits and downpayment requirements in Venus, the county of Johnson, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

Applicable zip codes for this comparison table: 76084

Explore Conventional and FHA loan plans in Venus, TX

Lendersa® strives to secure the most suitable Conventional, USDA, or FHA loan for you swiftly and with ease. Choose from three options to align with compatible lenders and loan plans.

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Venus Lenders

  • Mid America Mortgage Southwest
  • 229 S. 9th Street, Midlothian, TX, 76065
  • Lends in Texas
  • Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.

  • The Cowboy Bank of Texas
  • 100 Main Street, Maypearl, TX, 76064
  • Lends in Texas
  • There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.

  • First National Bank Mortgage
  • 201 E. Debbie Ln, Mansfield, TX, 76063
  • Lends in Texas
  • First National Bank has been a community partner since opening our first location in Wichita Falls in 1986. In the years since, we have grown to seven banking centers and five mortgage offices.

    Our asset size has increased to over $892 million and we have over 150 employees in the communities we serve.

  • Minter Mortgage, Inc.
  • 2409 Hillary Trail, Mansfield, TX, 76063
  • Lends in Texas
  • Minter Mortgage are you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Mansfield Mortgage Company
  • 208 East Broad Street, Suite 101, Mansfield, TX, 76063
  • Lends in Texas
  • "At Mansfield Mortgage, we understand the home-buying experience can
    be both exciting and stressful. After all, it’s probably your biggest investment. Let our experts help take the stress out of the mortgage process. From application to closing, we’ll work hand in hand to make your financial decisions easier and smarter."

  • stratford lending group llc
  • 6960 Alcala, Grand Prairie, TX, 75054
  • Lends in Texas
  • Our Team is professional, with a sense of family putting our customers at ease, while making strategic decisions. Our expertise in knowing the process by the book, allows your confidence in our experience getting proven results. We at Stratford Group are humbled by your allowing us to assist in your guidance towards your vision becoming a reality.

  • JRS Home Loans, LLC
  • 8132 Joella Court, Grandview, TX, 76050
  • Lends in Texas
  • The JRS Home Loans team is dedicated to helping you find & fund the home of your dreams. Contact a JRS Home Loans specialist today to start your search for a new home or mortgage loan. We make it easy for you to get pre-approved for your home loan. You have enough to worry about, we’ll handle all of the headaches & walk you through the process.

  • Corporate Capital LLC
  • 610 Uptown Boulevard, Suite 2000, Cedar Hill, TX, 75104
  • Lends in Texas
  • ince 2013, Corporate Capital, LLC has strived to operate as a trusted source for borrowers in need of funding. Our staff is trained to help you get the best loan option for your property or project. We offer the best loan programs designed to meet the needs for the traditional borrowers with verifiable income to the self employed .

  • Mesta Park Mortgage LLC
  • 3502 Kasmier Court, Arlington, TX, 76001
  • Lends in Texas
  • Mesta Park Mortgage, our mission is to handle each loan in a manner that results in the highest level of customer satisfaction. This is achieved by ensuring our customer’s needs are our top priority Buying a home has long been considered a cornerstone of the American dream. Whether it's your first, or one of many, purchasing.