FHA VS Conventional loan programs in Amarillo, Potter County, Texas
In the year 2025, the Conventional loan limit in Amarillo, found in the county of Potter, TX, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030. These limits are important considerations for homebuyers.
Utilize the Lendersa® Conventional loan calculator to evaluate the best rates today for Conventional, FHA, and USDA loans. It assists in determining required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding you in selecting the most suitable program for your financial situation in TX.
2025 Loan Limits and Down Payment Requirements in Amarillo, Potter, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the zip codes: 79121, 79109, 79101, 79102, 79103, 79104, 79106, 79107, 79118, 79111, 79110, 79114, 79116, 79117, 79120, 79166, 79168, 79172, 79174, 79178, 79189
Explore Conventional and FHA Loan Options in Amarillo, TX
Lendersa® dedicates itself to helping you attain the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Start by choosing one of three pathways that connect you with matching lenders and loan programs.
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