Explore the differences! FHA VS Conventional loan programs in Amarillo, Potter County, Texas

In the year 2025, the Conventional loan limit in Amarillo, found in the county of Potter, TX, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030. These limits are important considerations for homebuyers.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates today for Conventional, FHA, and USDA loans. It assists in determining required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding you in selecting the most suitable program for your financial situation in TX.

Compare loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Amarillo, Potter, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the zip codes: 79121, 79109, 79101, 79102, 79103, 79104, 79106, 79107, 79118, 79111, 79110, 79114, 79116, 79117, 79120, 79166, 79168, 79172, 79174, 79178, 79189

Explore Conventional and FHA Loan Options in Amarillo, TX

Lendersa® dedicates itself to helping you attain the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Start by choosing one of three pathways that connect you with matching lenders and loan programs.

Outcomes from Lendersa USDA loan requests and matching


  • Dillon Hunter LLC
  • 1411 Amelia Avenue, Royal Oak, MI, 48073
  • When it comes to product range, we have an extensive lineup. We have a full array of choices and lots of ideas to help more buyers qualify. Dillon Hunter Funding is Fannie Mae, Freddie Mac and Ginnie Mae approved. We also broker loans giving our customers a much wider net from which to choose.
  • Pacific Green Funding
  • 29300 Kohoutek Way, Suite 110, Union City, CA, 94587
  • We treat each customer like family. We understand that each client's needs are unique and will work with you to obtain the best loan possible. By providing excellent service and by representing a wide range of A-rated lenders, we can fund your goals with great low rates and help you to achieve your home ownership and investment dreams.
  • Aiyar, Bala G
  • 4701 Rose Way, Union City, CA, 94587
  • Home buying, selling or Refinancing can be challenging; we are here to lighten the load off your shoulders. Our first priority is always the interests of our clients providing capability, adaptability, and scalability. Since 2010, we have been serving loyal clients in California - get in touch to start enjoying our services today.
  • MRL Group
  • 3982 Horner Street, Suite C, Union City, CA, 94587
  • MRL Group is the premiere real estate & loan company in the East Bay Area, with expertise and access to all Northern California metro markets. Whether you're in the Sacramento, San Francisco, or San Jose area, we can provide you with the best service and local knowledge to buy or sell your property.
  • The Money Market, Inc.
  • 39899 Balentine Drive, Newark, CA, 94560
  • We Are The Amazon for Mortgage Solutions, your One-Stop Shop for real estate loans. We fund both residential and commercial. We can fund your fix and flips up to 100% of the acquisition and 100% of the rehab. We Fund QM (Agency) ranging from FHA, VA, USDA, Conforming, Conventional, and Jumbo Loans. We also fund non-QM loans for self-employed and
  • TeamMotta
  • 37600 Central Court, Suite 264, Newark, CA, 94560
  • American National Insurance Company’s philosophy is to not spend money in mass-marketing or national advertising campaigns – instead America National concentrate on developing better products with meaningful coverages, better overall pricing, sustaining the reputation for outstanding claims service.
  • Best Rate Mortgage
  • 39899 Balentine Drive, Suite 200, Newark, CA, 94560
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Rainbow Funding and Real Estate
  • 6658 Thornton Ave, Newark, CA, 94560
  • Personalized and professional service is what the real estate agents at Rainbow Funding in Newark, California, provide you. Since 1983, our agency has been serving people of the Bay Area, like yourself, in obtaining loans and home listings. We offer a variety of programs built to match your needs in buying, selling, and financing homes. So the n
  • Diablo Valley Federal Credit Union
  • 1051 A Detroit Avenue, Concord, CA, 94518
  • Chartered in 1961, Diablo Valley Federal Credit Union is a financial cooperative which is owned and operated by its members. Anyone who lives, works, worships or attends school in central Contra Costa County is eligible to open an account. Your funds are insured up to $250,000 through NCUA, a government agency.
  • Honest Lending
  • 755 W Big Beaver Rd, Suite 2020, Troy, MI, 48084
  • We are independent, trained professionals licensed to represent and provide you with the best mortgage for your particular situation. Honest Lending is a team of experienced home lending professionals who believe that everyone should be treated like family. Our founder has more than 10 years combined experience in helping clients like you.
  • Direct Home Mortgages, LLC
  • 3250 W Big Beaver Rd, Suite 229, Troy, MI, 48084
  • Direct Home Mortgages is a premier Mortgage Broker based in Troy, Michigan. We are licensed in the states of Michigan, Colorado, and Texas. We are committed to ensuring you get the very best mortgage for your situation. That’s why with our vast resources and lender relationships, Direct Home Mortgages is able to offer a variety of types