FHA VS Conventional loan in Dimmitt, Castro County, Texas

In 2026, the conventional loan limit for Dimmitt in Castro County, TX, is $726,200, and the FHA cap for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can evaluate the optimal rates today across Conventional, FHA, and USDA options. Understand the income, credit, reserves, and documents necessary for qualification. This advanced tool lets you compare Conforming Conventional, USDA, FHA, and VA loans to choose the best program in TX for your financial needs.

Look at loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Dimmitt, Castro County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 79027

Options for Conventional and FHA Loans in Dimmitt, TX

The goal of Lendersa® is to secure you the best Conventional, USDA, or FHA loan quickly and effortlessly. Begin with one of three starting points to align with lenders and loan programs that best match your needs.

Discover USDA loan requests and matching results on Lendersa


Dimmitt Lenders

  • Happy State Bank
  • 100 E Main St, Happy, TX, 79042
  • Lends in Texas
  • Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.

  • First Federal Bank Littlefield, Texas
  • 2313 Phelps Ave., Littlefield, TX, 79339
  • Lends in Texas
  • First Federal Bank was founded in 1946 with $10,000 in capital as a mutual savings association known as Littlefield Federal Savings and Loan. In 1998, the association converted to a state mutual bank and became First Federal Bank Littlefield, Texas. The vision of First Federal Bank is to customize financial support for every customer.

  • Santa Fe Federal Credit Union
  • 7600 Hillside Road, Amarillo, TX, 79119
  • Lends in Texas
  • Santa Fe Federal Credit Union is a full-service credit union that is designed to meet all of your financial needs. Our roots are serving the BNSF railroad, but we have now made it possible for YOU to be a member too. From (really) free checking accounts to high interest rates on savings accounts and low interest on loans.

  • Spirit Mortgage
  • 4501 First United Bank Parkway, Amarillo, TX, 79119
  • Lends in Texas
  • Roots run deep in West Texas for First United Bank. In fact, all our roots are right here. Since beginning in 1907 as The First State Bank of Dimmitt to First United Bank today, our business model has always been focused on West Texas communities, the people who live and work here and their distinct financial needs.

  • Pamela Madore Mortgage
  • 3955 South Soncy, Amarillo, TX, 79119
  • Lends in Texas
  • Pamela Madore has had more than 30 years experience in the Real Estate and Mortgage Industry. Pamela Madore is a Keller Williams Global Property Specialist and is able to market your property throughout the world. She has lived in Maine, Florida and now Texas and has experience is the sales of recreational property, multi-family properties.

  • The People's Federal Credit Union
  • 7200 Hillside Road, Amarillo, TX, 79109
  • Lends in Texas
  • The People's Federal Credit Union was federally chartered on January 12, 1953 and currently has more than 18, 000 members. With five branches located in Amarillo, Childress and Canyon.

    The mission of The People's Federal Credit Union is to be the Members' primary financial institution.

  • Amarillo Postal Employees Credit Union
  • 2400 Hobbs Road, Amarillo, TX, 79109
  • Lends in Texas
  • Amarillo Postal Employees Credit Union is a full service, non-profit cooperative financial institution that began in 1931. It was formed for the purpose of encouraging savings, by offering a good rate of return, using collective moneys to make loans at competitive, low rates and provide other useful financial services.

  • Access Community Credit Union
  • 6401 South Bell Street, Amarillo, TX, 79109
  • Lends in Texas
  • Access Community Credit Union has been open since 1953. The credit union has assets totaling $156.27 Million and provides banking services to more than 12, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • FirstBank Southwest
  • 2401 S. Georgia, Amarillo, TX, 79109
  • Lends in Texas
  • FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs.

    In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank