FHA VS Conventional loan programs in 2025 for Fritch, Hutchinson County, Texas

For the year 2025, the conventional loan limit set for Fritch in the county of Hutchinson, TX stands at $726,200. In contrast, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare current rates between Conventional, FHA, and USDA options, taking into account income, credit, reserves, and documentation requirements. Our advanced mortgage calculator allows you to see a side-by-side comparison of Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable program in TX tailored to your financial needs.

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2025 Limits for Loans and Down Payments in Fritch, County of Hutchinson, TX

Type of Loan Maximum Amount Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table applies to these zip codes: 79036

Loan Options for Conventional and FHA in Fritch, TX

Lendersa® aims to help you secure the best Conventional, USDA, or FHA loan quickly and without inconvenience. Choose from three initial steps leading to matched lenders and loan programs.

Lendersa USDA loan request results showcased


  • Timberline Federal Credit Union
  • 1101 Main, Crossett, AR, 71635
  • In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.
  • Wyo Central Federal Credit Union
  • 190 S David Street, Casper, WY, 82601
  • Since its inception in 1958, Wyo Central Federal Credit Union has been serving its members in the Casper, Wyoming area with exceptional financial products. Wyo Central FCU has grown its membership to over 3, 400 with assets of more than $29 million. They have 13 full time employees with 2 branch offices.
  • Jonah Bank of Wyoming
  • 777 W. 1st Street, Casper, WY, 82601
  • Jonah Bank of Wyoming was established in 2006 by a group of folks that live and work in Wyoming and care about Wyoming. Our mission, Building a Better Wyoming, is accomplished through our support of Wyoming small businesses and their employees. We still believe in old fashioned quality banking where your banker is your neighbor, friend
  • WYOMING COMMUNITY DEVELOPMENT AUTHORITY
  • 155 North Beech Street, Casper, WY, 82601
  • WCDA provides low-interest single family mortgages, and education to help our customers buy and retain their homes. We also offer special programs to aid in the sustainability of homeownership. From our down payment assistance program, to homebuyer education and counseling, to our partnerships with developers and our work.
  • Stillwater Mortgage
  • 135 South Jackson St, Casper, WY, 82601
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • RSNB Bank
  • 200 Second Street, Rock Springs, WY, 82901
  • RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
  • Trona Valley Federal Credit Union
  • 2640 Foothill Blvd, Rock Springs, WY, 82901
  • "Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah. Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"
  • FLANAGAN STATE BANK
  • 82901, Rock Springs, WY, 82901
  • Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.