FHA VS Conventional loan in Fritch, Hutchinson County, Texas

For the year 2025, the conventional loan limit set for Fritch in the county of Hutchinson, TX stands at $726,200. In contrast, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare current rates between Conventional, FHA, and USDA options, taking into account income, credit, reserves, and documentation requirements. Our advanced mortgage calculator allows you to see a side-by-side comparison of Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable program in TX tailored to your financial needs.

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2025 Limits for Loans and Down Payments in Fritch, County of Hutchinson, TX

Type of Loan Maximum Amount Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table applies to these zip codes: 79036

Loan Options for Conventional and FHA in Fritch, TX

Lendersa® aims to help you secure the best Conventional, USDA, or FHA loan quickly and without inconvenience. Choose from three initial steps leading to matched lenders and loan programs.

Lendersa USDA loan request results showcased


  • Equity Smart Home Loans
  • 1499 Huntington Dr, Suite 500, South Pasadena, CA, 91030
  • We believe that life is all about the journey. Buying a home is the start of an exciting beginning that leads to financial independence & personal fulfillment. However making the right choice isn’t so obvious. We help by making the loan process simple and easy to understand so that getting a loan or refinance is just another step
  • Home Central Financial
  • 7847 Florence Avenue, Suite 101, Downey, CA, 90240
  • Our team works for YOU and offers a variety of customizable products and services to meet your specific needs! We are proud to be able to help our customers with all their needs, whether they are looking to purchase a home or refinance their existing mortgage. We even offer information about down payment assistance programs.
  • California First Home Loans
  • 9901 Paramount Blvd, Suite 105, Downey, CA, 90240
  • We have funded over $300 Million in loans. Our lending decisions are generally made instantly. We take any lending situation no matter how complicated and find a way to make the loan. Our rates vary depending on the type of property, term of loan and general situation. California First Home Loans was established in 1986.
  • Julian Lending
  • 9317 Firestone Blvd, Downey, CA, 90240
  • offering expertise in every area of mortgage lending from purchase, refinance, investment to construction lending. We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available together with the assistance of an experienced live loan officer to guide you
  • AMV Financial Corporation
  • 8041 Florence Avenue, Suite 203, Downey, CA, 90240
  • Mortgage Broker who is approved with many Wholesale partners and therefore not influenced by any one Bank. We provide options for our customers looking to Purchase or Refinance. Home loan programs include FHA, Conventional and VA financing. We have also added Mobile home loans to our list of products.
  • Dynamic Home Loans,
  • 8050 Florence Avenue, Suite 203, Downey, CA, 90240
  • Dynamic Home Loans, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • New Aim Funding Inc.
  • 8050 Florence Avenue, Suite 26, Downey, CA, 90240
  • At New Aim Funding. We are a full service mortgage company based in Downey, California. We specialize in FHA Loans, VA Mortgages, Jumbo, Commercial and Conventional Loans in Downey, California. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in any of these zip codes: 90240, 90280, 90255,
  • Virginia Coop Credit Union
  • 811 4th Street North, Virginia, MN, 55792
  • Virginia Coop Credit Union is a member-owned financial cooperative offering a wide array of quality and affordable financial products to satisfy our members’ financial needs. Virginia Coop Credit Union was established on July 21, 1937 to promote thrift among its members and to create a source of credit for them.