FHA VS Conventional loan programs in Arlington, Tarrant County, Texas

For 2026, the Conventional loan limit in Arlington, which is in Tarrant, TX, is $726,200. At the same time, the FHA limit for a single-family residence stands at $531,300.

Try the Lendersa® Conventional loan calculator to compare the top rates today for Conventional, FHA, and USDA loans. Find out about the income, credit, reserves, and paperwork required to qualify. Our precise mortgage calculator displays the options for Conforming Conventional loans alongside USDA, FHA, and VA, helping you choose which is right for your needs in TX.

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Loan limits and down payment needs for 2026 in Arlington, Tarrant county, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

The table above applies to these zip codes: 76040

Conventional and FHA loan choices in Arlington, TX

The aim at Lendersa® is to help you secure the most suitable Conventional, USDA, or FHA loan quickly, without difficulties. You can start by choosing from three options, guiding you to matching lenders and loan programs.

Preview of Lendersa USDA loan request and matching results


Arlington Lenders

  • Acquest Lending
  • 2000 E Lamar Blvd, Suite 600, Arlington, TX, 76006
  • Lends in Texas
  • Acquest Lending is a privately held mortgage company headquartered in Arlington, TX. Acquest Lending specializes in providing residential mortgage loans for purchase and refinance, with the ultimate goal of offering its customers a host of innovative, competitive loan solutions, utilizing their national resources from a wealth of lending partners.

  • Caltex Funding LP
  • 1600 Airport Freeway, Suite 200, Bedford, TX, 76022
  • Lends in Texas
  • Caltex Funding has been serving Texans since 2006. We help you find the best loan to fit your needs. We specialize in Purchase and Refinance transactions. We arrange FHA, VA, Conventional and Rural Housing loans. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.

  • Fort Worth Community Credit Union
  • 1905 Forest Ridge Drive, Bedford, TX, 76021
  • Lends in Texas
  • FTWCCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At FTWCCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be the best choice for friendly and competitive.

  • Efinity Mortgage
  • 1901 Central Drive, Suite 612, Bedford, TX, 76021
  • Lends in Texas
  • The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,

  • Lending Elite Inc
  • 1401 Highway 360, Unit 1021, Euless, TX, 76039
  • Lends in Texas
  • Lending Elite is committed to design the loan to suit your needs. Whether you are buying, refinancing, or remodeling, we are here to guide you through the process to achieve your financial goals. and also Lending Elite Inc. is an independent mortgage company, licensed by the Texas Department of Savings.

  • Home Key Loans
  • 3005 Scotch Elm Street, Euless, TX, 76039
  • Lends in Texas
  • Home Key Loans, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. residential lending industry

  • VIP Mortgage Inc.
  • 92 Piazza Lane Ste. 100, Colleyville, TX, 76034
  • Lends in Texas
  • VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. and we have Jumbo loans and other non-conforming mortgage loan services

  • Apple Capital Group, Inc.
  • 201 E Abram St, Suite 120, Arlington, TX, 76010
  • Lends in Texas
  • Apple Capital Group, our main goal is to provide our clients with a full line of small business asset based loans. We are truly committed to understanding your exact business requirements and will gladly help you overcome future challenges. we are dedicated to empowering our clients to meet these challenges and to achieve the growth.

  • Vista Mortgage Corp
  • 219 Billings St, Suite 360, Arlington, TX, 76010
  • Lends in Texas
  • Vista Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.